FIGFCU Online Savings | High Interest Online Savings Account
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

Smiling woman and mother

Online Savings

Save For What Matters

No minimum
deposit

And no maintenance fees.

Earn
3.00% APY*

With Direct Deposit.

Easy 24/7
online access**

Withdraw funds anytime.

Open Account

Not a member? Not a problem. Everyone can join!

Grab your driver's license and take a picture of the front and back. This will make the application process much smoother (it'll take about 10 minutes). But don't worry, our rates are worth it!

Use Promo Code: MYBONUS

Open Account

Making more money on your money is easy.

Earn a nation-leading high dividend yield no matter your balance with our Online Savings account. Plus, with no fees or minimum balance requirement your money can grow faster. Sign up for automatic recurring transfers to easily grow your savings without even thinking about it!  

  • Earn 3.00% APY* with Direct Deposit (2.00% APY* without Direct Deposit) — that’s more than 8x the national average†
  • Deposit checks with Mobile Check Deposit
  • Easily transfer money to and from other Members and accounts
  • Funds are federally insured by the National Credit Union Administration (NCUA)

*APY = Annual Percentage Yield. APY is the annualized rate based on a compounding period of one year. When the deposited money earns dividends and the accumulated dividends starts earning dividends as well, we are talking about compounding. Fees could reduce the earnings on an account. All yields except Certificate yields are subject to change retroactively to the beginning of the month.

Rate bonus is for a minimum of $1,000 monthly ACH Direct Deposit or Agent Net Check into a Farmers Insurance Federal Credit Union Checking Account. Rates are subject to change at anytime.

**No branch or call center access with this account.

†The national average for this type of account is 0.42% APY, based on rates published in the FDIC Monthly National Rates and Rate Caps accurate as of 01/21/2025.