Personal Loans

Borrow for what you need. Get more of what you want.

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Get a 1%†† rate discount on Signature Loans and Lines of Credit with Direct Deposit!

There are countless reasons why you might need a loan or line of credit, from home improvement projects and down payments, to starting up a business or fixing a temporary cash-flow problem. Our loans cover any situation with great terms, generous credit limits, and an easy application process. But don’t take our word for it, check out our options below.

Signature Loan

Perfect for major purchases, consolidating debt or educational costs, and, with a Signature Loan, you won’t get dinged with a prepayment penalty.

  • Terms up to 60 months
  • Borrow up to $40,000
  • Variable APR as low as 8.74%+ 

Signature Line of Credit

Think of a Signature Line of Credit as twice the peace of mind. You see, you can access your funds whenever you need them most, plus this line of credit provides overdraft protection for your checking account.

  • Credit limits up to $40,000
  • Variable APR as low as 11.49%+

Share Secured Loan

Secure your loan and get a better rate. And you don’t have to worry about risking a thing, because you borrow against the funds that are already in your Membership Savings account.

  • Terms up to 96 months
  • Rate is equal to current Membership Savings rate plus 2%
  • Dividends will continue to be paid on the full amount in the Membership Savings account
  • Collateral funds will be frozen and become available as the loan is paid
  • Rates as low as 2.25% APR+

Certificate Secured Loan

Securing your loan with a certificate gives you two perks. You get a low-rate loan and you can borrow up to 95% of the certificate amount. You can also choose from a variety of flexible repayment options.

  • Loan term up to the term of the certificate
  • Can be repaid over the term of the certificate or as one payment due at certificate maturity
  • Not available for IRA certificates
  • Rates as low as Certificate rate plus 1.00%+

Apply online or visit a Credit Union branch location

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National Credit Union Administration

This Credit Union is federally insured by the National Credit Union Administration. This Credit Union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.877.2345 for assistance.

© 2020 Farmers Insurance Group Federal Credit Union.

All rights reserved.

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