Business Secured Loan
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

Man smiling about loan

Farmers Business Loan

One Affordable Loan. Multiple Uses.

Agents rely on us to finance many needs, from startup expenses to expansion costs to marketing, staffing, consolidation, and more. 

This multi-purpose loan offers agents exceptional value. This use-it-how-you-see-fit loan provides low-cost and flexible financing in one convenient package.

The advantages of a Farmers Business Loan include: 

  • Interest rates as low as 12.49%*
  • Terms up to 84 months
  • Borrow up to $100,000
  • Direct Deposit of your full Agent Net Check required
  • Applicable fees: 
    • Non-refundable loan application fee: $250  
    • Loan closing fee of 1% of the total loan with a maximum of $2,500 
    • UCC lien is required: $50 UCC fee 

Spend less time searching for financing, and more time growing your business.
Questions?  Please reach out to your Credit Union Business Consultant, or call 800.877.2345.

Apply Now

*The interest rate shown is FIGFCU’s current interest rate, based on credit worthiness and minimum FICO Score. Other interest rates, fees, costs, and terms may be available and may change at any time, without notice, and are subject to credit approval. In order to qualify for this loan, agent must have their full Agent Net Check Direct Deposit going into their FIGFCU Checking Account (either High Yield or CashBack) and Automatic Payment/Folio Deduction for the entirety of the Loan.


This loan is subject to fees, costs, and approval.  The loan is subject to a non-refundable application fee. Approved loans will be charged UCC fees and closing costs. The amount of your closing cost will be dependent upon the amount of your loan. Please contact us to determine how much your particular closing costs will be. As long as the loan is outstanding all folio, commission, bonus, and other payments owed by Farmers Insurance Group of Companies must be remitted through a Credit Union checking account. For individuals who were members before January 1, 2025, please talk to us about possible alternatives to having your entire folio, etc., payments remitted through your Credit Union checking account. Borrower agrees that the application fees must be paid prior to the application being processed. Payment of Loan Application Fees is not a guarantee of credit approval. There are no prepayment fees. 

There is a $500 repricing/loan modification fee for Agency Loans.