Loans. Borrowing from us is like having money in the bank.


Borrowing from us is like having money in the bank.

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That’s because as a non-profit we can offer loans at rates well below those of banks. Think of it as putting a LOT of money back in your pocket. See below for the loans we offer, but if you still have questions check out our Loan FAQs. And if your question is income related visit the Verification of Income page.

Vehicle Loans

No matter what your mode of transportation, think savings and convenience. Our Vehicle Loans have you covered with competitive rates and the ability to make your payments via our payroll deductions. We even offer the same loan rates whether you are buying a new or used vehicle.

Plus get a 1%†† rate discount with Direct Deposit!

Learn more about Vehicle Loans

Personal Loans

There are countless reasons why you might need a loan or line of credit, from home improvement projects and down payments, to starting up a business or fixing a temporary cash-flow problem. Our loans cover any situation with great terms, generous credit limits, and an easy application process. But don’t take our word for it, check out our options below.

Plus get a 1%†† rate discount with Direct Deposit!

Learn more about Personal Loans


Getting into your first home, or finally being able to move into your dream home, is an exciting time. And we know that it can also be really stressful. That’s why we have a variety of loans to fit your needs, helpful mortgage reps to help you every step of the way, and flexible terms and down-payment options.

  • Fixed and adjustable rate options
  • Terms up to 30 years
  • Refinancing available
  • Credit Union first mortgages are available in all states except AK, AL, HI, and LA
  • We can even help you with vacation properties

Learn more about Mortgages

Home Equity

Borrow up to 100% of your home’s equity for the things that matter to you most. Go ahead, purchase a new car or consolidate your credit card debt by applying for a Home Equity Loan.

Or open a Home Equity Line of Credit to pay recurring expenses, like education or long-term home improvements. With fair terms, generous amounts, and loan interest that may be tax-deductible*, borrowing against your home’s value makes sense.

Plus get a 1%†† rate discount with Direct Deposit!

Learn more about Home Equity

Student Loans

Start with a low rate. Add on a 0.25% discount for making automatic payments and a 0.25% discount after making the first 48 consecutive monthly payments on time, and what do you have? A pretty smart way to save for your undergraduate or graduate education needs. Choose from three flexible prepayment options with no penalties.

Learn more about Student Loans

Special Assistance Loan

Your Credit Union is here to help you financially with the good and the not so good that happens in life. Natural disasters and catastrophes can strike at any time - and while we hope our members never find themselves in such a situation, rest assured we can help.

Learn more about Special Assistance Loans

National Credit Union Administration

This Credit Union is federally insured by the National Credit Union Administration. This Credit Union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.877.2345 for assistance.

© 2020 Farmers Insurance Group Federal Credit Union.

All rights reserved.

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