FIGFCU Referrals | Share Benefits Of Membership | Earn Bonus Cash
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

Share the Love.

Earn up to

$150*

every time friends, family, coworkers, or employees you refer become members of the Credit Union.
P.S. They get up to

$150*

too!

It's a win-win!

Both you AND your referral can earn up to $150 when they join the Credit Union!* 

  • Earn $50 when your referral opens a Checking account with Direct Deposit of at least $1,000 per month for two consecutive months.
  • Earn $50 more when they open any Savings or Certificate account with a minimum of $10,000 for two consecutive months. 
  • Earn an additional $50 when your referral opens a Signature Loan or Line of Credit with a minimum loan balance of $10,000. 

“After joining the Credit Union over 25 years ago I quickly realized my banking accounts with other institutions had became unnecessary. FIGFCU has handled my car loans, mortgage loans, and commercial property office loan, in addition to credit cards that earn points!” – Rivet Coy, Member

When you refer someone to the Credit Union, they get to share in all the awesome benefits that come with Credit Union membership, like low loan rates, higher savings earnings, and unmatched service.  

Know someone who can benefit from Credit Union membership? Fill out the form below and we'll send them an email on your behalf. There are no limits to the number of referrals you can make, or the cash you can earn.

Your Information

Referral's Information

*New Members/New Account must use a valid “promo/promotional” code at signup/account opening to be eligible to receive the bonus. Offer not available to existing FIGFCU Members. Offer cannot be combined with any other new member offer and is limited to one bonus per account and per Member.

Eligible “Member” must open a qualified bonus account with a minimum qualifying deposit/loan in new money to the Credit Union within 10 days of joining the Credit Union. Bonus will be paid by the 20th day of the following month after qualifying activities are completed. Bonuses will be paid for the following:

Checking & Direct Deposit Bonus: Eligible “New Member” must open a FIGFCU Checking account within 10 days of joining the Credit Union, and posted a qualified ACH Direct Deposit amounting to a minimum of $1,000 (one thousand dollars) per calendar month into the Checking account no later than 45 days after joining the Credit Union. The ACH Direct Deposit must occur for 3 (three) consecutive months before bonus is paid. Bonus will be paid by the 20th day of the following month.

  • $100 bonus for newly qualified Direct Deposits totaling $1,000 to $4,999 for 3 consecutive months.
  • $250 bonus for newly qualified Direct Deposits totaling $5,000 or more for 3 consecutive months.

Savings Account Bonus: Eligible “New Member” must open a qualified non-maturity (non CD) savings account with a minimum deposit of $20,000 (twenty thousand dollars) in new money to the Credit Union within 10 days of joining the Credit Union. At least $20,000 must stay in the deposit account for 4 (four) consecutive months before bonus is paid. Bonus will be paid by the 20th day of the following month.

  • $100 bonus for account balances totaling $20,000 to $29,999 for 4 consecutive months.
  • $150 bonus for account balances totaling $30,000 to $49,999 for 4 consecutive months.
  • $100 bonus for account balances totaling $50,000 or more for 4 consecutive months.

Signature Loan Bonus: Eligible “New Member” must open a qualified Signature Loan or Line of Credit (LOC) account with a minimum loan balance of $10,000 (ten thousand dollars) within 10 days of joining the Credit Union. LOC must draw/advance line within the first 60 days of account opening. Bonus will be paid by the 20th day of the following month. The “New Member” must have an active primary savings account at the time of the bonus payout; bonus will be posted to the primary savings account.

Promotion is available starting July 1, 2024 until further notice. Offer availability subject to change.

Bonus recipient must have an active primary savings account at the time of the bonus payout; bonus will be posted to the primary savings account. Bonus recipient must be at least 18 years of age, able to open an active membership in good standing and not have caused a loss to the Credit Union.

“Bonus” is considered interest and will be reported to the IRS.