FIGFCU Referrals | Share Benefits Of Membership | Earn Bonus Cash
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

Give The Gift Of Membership

Refer Loved Ones And You Both Can Earn A Bonus!

It's a win-win!

Both you AND your referral can earn a referral bonus when they join the Credit Union!

  • Earn $50 when your referral opens a Checking account with Direct Deposit of at least $1,000 per month for two consecutive months.
  • Earn $50 more when they open any Savings or Certificate account with a minimum of $10,000 for two consecutive months. 

“After joining the Credit Union over 25 years ago I quickly realized my banking accounts with other institutions had became unnecessary. FIGFCU has handled my car loans, mortgage loans, and commercial property office loan, in addition to credit cards that earn points!” – Rivet Coy, Member

When you refer someone to the Credit Union, they get to enjoy all the amazing benefits of membership—low loan rates, higher savings earnings, and unmatched service.

There’s no limit to how many referrals you can make, or how much cash you can earn! 

Know someone who can benefit from Credit Union membership? Fill out the form below and we'll send them an email on your behalf.

Your Information

Referral's Information

Referral Program: Both the Referring Member and “Referred Member” will receive a referral bonus up to $100 subject to the following:

Referring Member must be at least 18 years of age, a current active member in good standing and not have caused a loss to the Credit Union, provide the name and contact information of a prospect within our Field of Membership, and the referral results in a new qualified membership. The “Referred Member” must remain a member for at least 60 days before bonus is paid.

$50 Checking and Direct Deposit Bonus: Eligible “Referred Member” must open a Checking account within 10 days of joining the Credit Union, and posted an ACH Direct Deposit amounting to a minimum of $1,000 per calendar month into the Checking account no later than 45 days after joining the Credit Union. The ACH Direct Deposit must occur for 2 (two) consecutive months before bonus is paid. Bonus will be paid by the 20th day of the following month. Both the Referred Member and “Referring Member” must have an active primary savings account at the time of the bonus payout; bonus will be posted to the primary savings account.

$50 Savings/Deposit Bonus: Both the Referring Member and “Referred Member” will receive a maximum for one additional $50 bonus subject to the following: Eligible “Referred Member” must open a qualified savings/deposit account with a minimum deposit of $10,000 (ten thousand dollars) in new money to the Credit Union within 10 days of joining the Credit Union. At least $10,000 must stay in the deposit account for 2 (two) consecutive months before bonus is paid. Bonus will be paid by the 20th day of the following month. Both the Referred Member and “Referring Member” must have an active primary savings account at the time of the bonus payout; bonus will be posted to the primary savings account. 

There is no limit on the number of referrals a Referring Member can make. Only the initial referring party is eligible for bonus, employees, officials and their immediate family members are not eligible for bonus. Referral Program will be effective July 1, 2024 until further notice, and is subject to change at any time.

“Bonus” is considered interest and will be reported to the IRS.