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Crystal Credit Card
NEW! Crystal Visa® Credit Card
Unlimited 3% Cash Back

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Unlimited 3% Cash Back

Stay Safe & Sound—make your credit-card transactions contact-free. All our Credit Union Credit Cards contain “contactless” technology. Just hold your card above the reader. No tapping, “chipping” or swiping required!

Enjoy 0% intro APR on our Crystal and Select Visa credit cards for the first 6 months. After that, our rates are half/less most banks and retailers. Meaning you spend less on interest payments, and more on what matters.

Plus our NEW! Crystal Visa credit card gives you unlimited 3% cash back on every purchase for 12 months from account opening. With awesome benefits that are – well – crystal clear. Learn More.

Tip:  Upload a copy of your current income verification with application to expedite processing!

Select Visa

Enjoy 0% intro APR+ for the first 6 months after opening!

When you want value and convenience, you’ll love this card.  It’s our lowest-interest credit card with rates as low as 8.99% APR+ after the introductory offer.  Good luck finding another non-introductory rate this low. Plus, there’s no annual fee, and you get free travel-accident insurance too.

Learn more about Select Visa >>


Crystal Visa

Our new Visa is the smart way to maximize every dollar. Earn unlimited 3% cash back for 12 months. After that earn unlimited 2.5% cash-back on everything. There’s no foreign transaction fee, no caps, and reward points don’t expire.  Plus enjoy a 0% intro APR for the first 6 months after opening.

Learn more about Crystal Visa>>

Visa Platinum

Earn rewards points on all purchases! Points can be redeemed for travel, cash and merchandise. Earn 1 point for every $1 on all purchases. And with awesome rates as low as 10.99% APR+ you can’t go wrong this card. Plus, there is no annual fee, and comes with free travel benefits too.

Learn more about Visa Platinum>>

Blue Visa

Build or repair your credit the easy, confident way with our Blue Visa card.  Your card is secured by shares in your Savings account*, giving you a risk-free way to charge purchases. It comes with an extra-low interest rate—as low as 7.99% APR+—and no annual fee. 

Learn more about Visa Blue>>


Select Visa® Zero Percent (0%) Introductory Rate Promotion for purchases, is offered for new FIGFCU Visa® Select Credit Card account holders. This incentive offer, is not available to those members who are opening a new Visa Select and had an outstanding balance or a closed FIGFCU Zero Percent Loan account and/or had any FIGFCU Visa® Select Credit Card within the last year. If you are in an introductory rate promotion period, you are not eligible to transfer other loan balances, line of credit balances, credit card account balances or CASH Advance to take advantage of the introductory rate promotion. For full disclosures visit,

*Blue Visa is a Share Secured Credit Card requiring deposited funds to be placed on hold with the Credit Union. Your Account is secured by the designated shares you have in a share account, be it an individual or joint account. These pledged shares will secure your account. You may not withdraw amounts that have been specifically pledged to secure your Credit Card Account until the Credit Union agrees to release all or part of the pledged amount.

+APR = annual percentage rate. Rates include discounts for Direct Deposit into a Farmers Insurance Federal Credit Union Checking Account and Automatic Payment/Folio Deduction. Rates are subject to change at anytime.

**The balance transfer amount from other Farmers Insurance Federal Credit Union credit cards will retain its current rate (i.e., Visa Select at 8.99%, Visa Platinum at 10.99%, until the transferred balance is paid off. APR=Annual Percentage Rate. Rate quoted is the lowest rate possible for qualified borrowers and is subject to change. Qualification is based on credit history, debt, and the ability to repay. Your rate may vary. All loans subject to credit approval. The newly opened Credit Union credit card's rate will only apply to new transactions. Any balances on the previous Credit Union credit card must be paid off at the prior credit card's rate.

Crystal Visa® Zero Percent (0%) Introductory Rate Promotion is offered for new FIGFCU Crystal Visa® account holders. If you are in an introductory rate promotion period, you are not eligible to transfer other loan balances, line of credit balances and credit card account balances to take advantage of the introductory rate promotion. For full disclosures, visit

National Credit Union Administration

This Credit Union is federally insured by the National Credit Union Administration. This Credit Union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.

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© 2020 Farmers Insurance Group Federal Credit Union.

All rights reserved.

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