FIGFCU Protégé Loans | Mentor New Agents | Business Loan
Skip to main content
Farmers Insurance Federal Credit Union

Routing Number: 322077795

man in zoom meeting

Protégé Loans

Manage Your Protégé And Cash Flow Better

Our Protégé Loan helps meet the needs of established Farmers agents and their protégé agents. Our affordable rates help keep loan payments low while supporting a protégé before they start producing. This loan is also an excellent way for new agents to seed and build a business while cash flow is tight.

Whether you’re new to Farmers or an established Participating Agent, we have a loan that helps you manage your cash flow better.

  • Interest rates as low as 12.49%*
  • Terms up to 84 months
  • Borrow up to $100,000
  • Direct Deposit of your full Agent Net Check required
  • Applicable fees: 
    • Non-refundable loan application fee: $250  
    • Loan closing fee of 1% of the total loan with a maximum of $2,500 
    • UCC lien is required: $50 UCC fee 

Our business consultants can help you decide which option fits your needs better, getting you above the line faster!

For more information, contact us at 800.877.2345.

Apply Now

*The interest rate shown is FIGFCU’s current interest rate, based on credit worthiness and minimum FICO Score. Other interest rates, fees, costs, and terms may be available and may change at any time, without notice, and are subject to credit approval. In order to qualify for this loan, agent must have their full Agent Net Check Direct Deposit going into their FIGFCU Checking Account (either High Yield or CashBack) and Automatic Payment/Folio Deduction for the entirety of the Loan.


This loan is subject to fees, costs, and approval.  The loan is subject to a non-refundable application fee. Approved loans will be charged UCC fees and closing costs. The amount of your closing cost will be dependent upon the amount of your loan. Please contact us to determine how much your particular closing costs will be. As long as the loan is outstanding all folio, commission, bonus, and other payments owed by Farmers Insurance Group of Companies must be remitted through a Credit Union checking account. For individuals who were members before January 1, 2025, please talk to us about possible alternatives to having your entire folio, etc., payments remitted through your Credit Union checking account. Borrower agrees that the application fees must be paid prior to the application being processed. Payment of Loan Application Fees is not a guarantee of credit approval. There are no prepayment fees. 

There is a $500 repricing/loan modification fee for Agency Loans.