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Farmers Insurance Federal Credit Union

Routing Number: 322077795

Protégé Loans

Manage You Protégé And Cashflow Better

Welcome to the Protégé Loan program, developed specifically to meet the needs of established Farmers agents and their agents in the program.  Our low rates with optional deferral help keep loan payments low, while supporting a protégé before they start producing.  They are also a great way for new agents to seed and build a business while cash flow is tight.

Whether you’re new to Farmers or an established Participating Agent, we have a loan that helps you manage your cash flow better.

Protégé Options

Choose a reduced rate, longer term and payment deferral** .

  • $40,000 Max
    • 84 month term
    • 6.49%* variable APR or 7.49%* fixed APR with Direct Deposit

Participating Agent Options

Participating Agents have 3 options:

  1. Contract Value Loan — up to 84 month term
  2. Flex Loan — up to 180 month term for loan amounts of $15,000 or more
  3. Protégé Loan

And agents can defer payment on these loans for up to 3 months!**

Our business consultants can help you decide which option fits your needs better, getting you above the line faster!

For more information, contact us at 800.877.2345.

APR = Annual Percentage Rate. Rates include discounts for Direct Deposit into a Farmers Insurance Federal Credit Union Checking Account and Automatic Payment/Folio Deduction. Rates are subject to change at anytime. Protégé Loan: Loan amounts up to $40,000 with up to 84 month term, rates as low as 6.49% variable, 7.49% fixed, with direct deposit including option for payment deferral for up to 3 (three months). Participating Agent: 3options to assist with expenses with up to 3 (three) months payment deferral. 1)Contract Value Loan, 2)Flex Loan-up to 180 month term OR 3)Protégé Loan. Other Terms and Conditions apply. All loans subject to Credit Approval. Contact FIGFCU for details. **660+ FICO required for payment deferral.