FIGFCU Youth Accounts | Teach Your Kids Healthy Money Habits
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Youth Accounts

Give The Gift Of Financial Responsibility

Youth Accounts Sweepstakes

Dec 6 - 12  

If you’re new to our Youth Accounts, they are age-appropriate ways of introducing your kids to banking.  They come with online clubs and newsletters, including fun competitions with awesome prizes.  They’ll have fun and learn valuable life lessons too! 

Open a new Youth Account and deposit $25 by Dec 12, and you'll be automatically entered in our sweepstakes to win one of 10 $100 cash prizes.

Open Account Today!

Help Your Child’s Dreams Become A Reality

Learning about money starts at home, and your Credit Union is here to help.

Kids Club

M3 Money Club

For our 12 and under members:
It’s never too early to start teaching financial responsibility. Both our savings and certificate accounts come with free membership to the exclusive M3 Money Club. Both the website and quarterly newsletter are packed with fun facts, money tips and games that make learning about finances fun for your little ones.
 
Kid Membership Savings

  • No monthly service fee
  • Open with as little as $5
  • Access the account at over 5,000 branches nationwide
  • Earn 0.20% APY

 
Kid 24-Month Certificate

  • Make up to 6 additional deposits ($25 minimum deposit)
  • $100 minimum deposit to open
  • Earn N/A APY*
  • Dividends can be automatically deposited to another account each month

Teens Club

Elements of Money

Teen Accounts:
Money doesn’t grow on trees, but it can grow in our Credit Union. Choose an account (or two) and help your teen learn the importance of financial responsibility, earning, and saving. Our checking and savings accounts are designed specifically for 13- to 17-year-olds, with no monthly service fee, free checking and a free debit card. Plus all of our teen accounts come with free membership in Elements. Both the website and quarterly newsletter are packed with teen-friendly school info, money quizzes, and jobs tips.
 
Teen Free Checking

  • $100 per day withdrawal limit (or another amount the parent chooses)
  • Account access at over 5,000 branches and over 30,000 free ATMs nationwide
  • Free Online Banking
  • Free Mobile Banking, including Online Deposit 
  • Account Alerts 
  • First box of checks free
  • Open with as little as $20
  • Unlimited check writing
  • Overdraft protection

 

Teen Membership Savings

  • $40 per day withdrawal limit ($100 per day for ages 16 and 17, or other amount chosen by parent)
  • Open with as little as $5
  • Access your account at over 5,000 branches and over 30,000 free ATMs nationwide
  • Earn 0.20% APY*

 

Teen Club 24-Month Certificate

  • Make up to 6 additional deposits ($100 minimum deposit)
  • $250 minimum deposit to open
  • Earn N/A APY*
  • Dividends can be automatically deposited to another account each month

Young Adults

You can’t always be there to question their purchases (purple hair extensions?), but you can guide them to make smarter financial decisions. Our Young Adult Certificate gives 18- to 22-year-olds real-world benefits and features to help them become more financially responsible and savvy.
 
Young Adult 24-Month Certificate

  • Earns higher dividends than Membership Savings
  • Make up to 6 additional deposits ($100 minimum)
  • $250 minimum deposit to open

 

Farmers Insurance Group Federal Credit Union (Sponsor)
YOUTH ACOUNT OPENING® Sweepstakes 2021

 

During the contest period December 6th to December 12th 2021, the contest organizer, and any entity involved in the development, production, implementation, fulfillment or administration of the “YOUTH ACOUNT OPENING ® Sweepstakes 2021” and their immediate family members and persons living in the same household, are not eligible to participate or win. Sponsor reserves the right to verify eligibility at any time.

2. How to Enter: By opening a qualified Youth Account for participants at least 13 years of age, in the YOUTH ACOUNT OPENING® program during the time period of from 12/06/2021 to 12/12/2021 through FIGFCU.org and being randomly selected as a winner from all qualified enrollees.

Participants can also enter by mailing in a 3 X 5 card with name, address, phone number and game name and date they are participating in, placed in a sealed envelope addressed to FIGFCU, Attn: YOUTH ACOUNT OPENING ® SWEEPTAKES 2021, 2255 North Ontario Street Ste. 320, Burbank, CA 91504. (Limit of one entry per envelope, one entry per specific sweepstakes week, and one entry per individual), FIGFCU is not responsible for late, lost, stolen, misdirected, mutilated or postage due mail. Illegible/incomplete or machine generated entries will be disqualified. Participants must be at least 13 (thirteen) years old.  

TEN (10) $100.00 (ONE HUNDRED DOLLARS U.S.) PRIZES

Only one entry per person - per period: Entrants will be automatically entered with a single enrollment to the YOUTH ACOUNT OPENING ® SWEEPSTAKES promotion. There would only be one eligible entry per “Member Account”.  Selection of submission is at Sponsor discretion. Entries will not be acknowledged.

3. Conduct: By entering the Sweepstakes, entrants agree to comply with and be bound by these Official Rules. Failure to comply with these Official Rules may result in disqualification from the Drawing. Entrants further agree to comply with and be bound by decisions of Sponsor which shall be final in all respects. Sponsor reserves the right at its sole discretion to disqualify any individual it finds to be violating the terms of service, conditions of use and/or general rules or guidelines of any Sponsor property or service.

4. Prizes: TEN winners will be chosen from qualified new account openings for a Youth Account Sweepstakes. Prizes will be awarded by December 31, 2021 with prize money deposited into the winners’ FIGFCU Membership Account. No substitutions or substitute redemptions will be made. Expenses not specifically stated above, together with the reporting and payment of all applicable taxes, fees, and/or surcharges, if any, arising out of, or resulting from, acceptance or use of a prize, are the sole responsibility of the winner. Restrictions, conditions, and limitations apply. Sponsor will not replace any lost or stolen prize items. Sponsor will pay for delivery (if needed) within the UNITED STATES.

5. Winner Selection and Notification: Odds of winning will be determined by the total number of eligible entries received/submitted. Prize winner’s parent or guardian may be required to sign and return an Affidavit of Eligibility. 

6. Winners List: The redacted names of the prize winners may be obtained after December, 31 2021 by sending a self-addressed stamped envelope to: FIGFCU Attn: YOUTH ACOUNT OPENING ® SWEEPSTAKES, 2255 North Ontario Street Ste. 320, Burbank, CA 91504.

Sponsor: Farmers Insurance Group Federal Credit Union, 2255 North Ontario Street Ste. 320, Burbank, CA 91504. Phone number: 800.877.2345 is the operator of this Contest and is solely responsible for the fulfillment of all prizes.