FIGFCU Money Market | Earn More Interest | Convenient Account Access
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

Money Market Account

The Best Of Both Worlds

A Money Market account is what happens when the benefits of a Certificate of Deposit and a Checking account collide. Higher rates for higher balances, plus some checking features so you have access to your money when you need it. And, you can come visit us at a branch anytime to visit your money. It’s the perfect blend of ease of use and earning more money.

  • Earn up to 0.25% APY* (0.50% APY* with Direct Deposit)
  • Check-writing abilities
  • Unlimited in-person transactions
  • $1,000 minimum opening deposit
  • Make withdrawals by check, phone, email, or online.
  • All withdrawals must be at least $250

APR = Annual Percentage Rate. APR is the annual rate of interest that is paid on an investment, without taking into account the compounding interest within that year. Rates are subject to change at anytime.

APY = Annual Percentage Yield. Fees could reduce the earnings on an account. Direct Deposit (DDEP) Bonus For Money Market accounts: Money Market account holders can get an additional 0.25% if they have DDEP going into their FIGFCU Checking Account (either High Yield or CashBack) in the amount of $1,000.00 or more monthly (Members paid bi-monthly can have DDEP deposits of $500 each to reach the $1,000 monthly minimum). Rate bonus will be applied upfront after account opening and subject to the APY calculations for Money Market accounts. If a qualifying DDEP cannot be verified for Money Market accounts while the account is active, the first succeeding DDEP must be received within a maximum of 60 days from the date that the promotional account is opened. If a member has direct deposit under a different account number than the account that is being used to open the new Money Market account, he/she can still qualify for the 0.25% bonus. If DDEP has not been received within the 60 day timeline the rate will be reduced by 0.25% and future earnings will be at the reduced rate. DDEP must be maintained for this bonus, and the bonus can be forfeited if DDEP is cancelled or falls below qualifying threshold.