FIGFCU Home Equity Loans and Home Equity Lines of Credit
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

Home Equity

As Low As 4.99% APR

While many banks have stopped offering Home Equity Loans, period—your Credit Union has made it easier with even better rates. We just cut our Home Equity Line of Credit (HELOC) rates to as low as 4.99% APR†  when you have Direct Deposit.

With a HELOC, you can borrow up to 100% of your home’s equity to help pay for home improvements, education and more. Your loan interest may also be tax deductible.

Subordination Requirements - email or fax your Subordination Request form to 323-209-6736.

Demand for Payoff - email or fax your Demand with Borower Authorization to 323-209-6736 (Turn around time is 24-48 hours).

Disclosures

 

Home Equity Loans
  • Borrow up to 100% of your Home’s equity (80% LTV for Texas residents)
  • 80/20 for Purchases (with CMF only)
  • Loans up to $350,000
  • Terms up to 240 months
  • Rates as low as 5.00% APR
  • Available on primary residences up to 4 units (only 1 unit in Texas)
  • Available in all states except AL, AK, FL, HI, and LA

APPLY TODAY

Home Equity Line of Credit (HELOC)
  • Borrow up to 100% of your Home’s equity
  • Apply for up to $350,000
  • Rates as low as 4.99% APR
  • Available on primary residences up to 4 units
  • 80% LTV Max for Purchases
  • Available in all states except AL, AK, FL, HI, LA, and TX

APPLY TODAY

Submit Home Equity Referral Request here

APR = Annual Percentage Rate. APR is the annual rate of interest that is paid on an investment, without taking into account the compounding interest within that year. Rates are subject to change at anytime.

† 0.50% Rate discount for $1,000 monthly Direct Deposit into their Farmers Insurance Federal Credit Union Checking Account and Automatic Payment/Folio Deduction.

There is a $500 refinance fee for Home Equity Loans booked within the last 12 months, unless $20,000 new cash is added to the loan request.

Free Direct Deposit

Is Really Valuable!

Qualify for 0.50% loan discounts saving up to hundreds each year.