FIGFCU Home Equity Loans and Home Equity Lines of Credit

While many banks have stopped offering Home Equity Loans, period—your Credit Union has made it easier with even better rates. We just cut our Home Equity Line of Credit (HELOC) rates to as low as 7.74% APR† when you have Direct Deposit.

With a HELOC, you can borrow up to 100% of your home’s equity to help pay for home improvements, education and more. Your loan interest may also be tax deductible.

Subordination Requirements - email or fax your Subordination Request form to 323-209-6736.

Demand for Payoff - email or fax your Demand with Borower Authorization to 323-209-6736 (Turn around time is 24-48 hours).

Disclosures

Fixed Rate Home Equity Loans

Borrow up to 100% of your Home’s equity (80% LTV for Texas residents)
80/20 for Purchases (with CMF only)
Loans up to $350,000
Terms up to 240 months
Rates as low as 7.75% APR
Available on primary residences up to 4 units (only 1 unit in Texas)
Available in all states except AL, AK, FL, HI, and LA
Manufactured Homes are not available

APPLY TODAY

Home Equity Line of Credit (HELOC)

Borrow up to 100% of your Home’s equity
Apply for up to $350,000
Rates as low as 7.74% APR
Available on primary residences up to 4 units
80% LTV Max for Purchases
Available in all states except AL, AK, FL, HI, LA, and TX
Manufactured Homes are not available

APPLY TODAY

APR = Annual Percentage Rate. APR is the annual rate of interest that is paid on an investment, without taking into account the compounding interest within that year. Rates are subject to change at anytime.

† 0.50% Rate discount for $1,000 monthly Direct Deposit into their Farmers Insurance Federal Credit Union Checking Account and Automatic Payment/Folio Deduction.

There is a $500 refinance fee for Home Equity Loans booked within the last 12 months, unless $20,000 new cash is added to the loan request.

Home Equity

As Low As 7.74% APR

TOP RATES ON ALL DEPOSITS!