No Penalty 9-Month Certificate | Farmers Insurance Federal Credit Union
Skip to main content
Farmers Insurance Federal Credit Union

Routing Number: 322077795

Woman holding piggy bank

No Penalty 9-Month Certificate

Lock Up A Great Rate, Without Locking Up Your Money

Withdraw funds
penalty-free

1x per month.

Earn
4.75% APY*

An industry leading rate.

$1,000
minimum balance

New funds only.

We all want top earning yields, but in uncertain times you also want flexibility to move funds at short notice.  Now you can have your cake and eat it too! 

For a limited time, introducing our No Penalty 9-Month Certificate, with top national yields, and penalty free withdrawals! Great earnings and flexibility. It's the best of both worlds.

  • 4.75% APY
  • One penalty-free withdrawal per calendar month after the first 30 days of funding your Certificate
  • No additional deposits allowed
  • New funds to the Credit Union only
  • $1,000 minimum deposit
  • Not eligible for IRAs
  • Limited time

Use our Certificate Calculator to see how much money you can earn. 

Don’t forget, this promotion is available for a limited time only. So act now!

Limited Time Offer No Penalty 9-Month Certificate Account / Yields are subject to change without notice. This is a promotional yield of 4.75% APY. Bonus Dividend may not be combined with any other dividend increase/bonus. Annual Percentage Yield (APY) is calculated on a 4.65% base rate, $1,000.00 minimum balance, regular share certificate requirement on a 365 day basis. IRA share certificates do not qualify for this promotion. Deposit must be new funds to the Credit Union and may not be transferred or withdrawn and deposited back into the Credit Union from any existing Credit Union account. No additional deposits accepted (other than dividends) during certificate term. Normal substantial penalty for early withdrawal of certificate funds will be waived as follows: 1) No withdrawals within the first 30 days of setting up the certificate 2) One withdrawal allowed per calendar month after the initial 30 days no withdrawal. Fees and other conditions may reduce earnings. The 9-Month promotional No Penalty Certificate will automatically roll over to a 9-Month Certificate at maturity. Federal regulations require dividends be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions. *APY = Annual Percentage Yield. Rates and terms are subject to change at any time. Fees could reduce the earnings on an account. No Additional deposits are allowed. No withdrawals prior to maturity date subject to terms; penalties will be waived after the first 30 days.