Routing Number: 322077795
High Yield is now Higher Yield! Earn a whopping 5% on first $5,000

Reward Checking Accounts

Earn Up To $50 Bonus Cash!

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Get a new Debit Card for great year-end bonus cash

Earn up to $50 Debit Card Bonus – just for using your new card (tip – use for gas, milk runs, coffee, candy, school supplies and more).

  • Use your new Debit Card 10 times in November – earn $25 cash
  • Then earn $25 more when you make 10 more transactions in December

Don’t have our free Checking and Debit Card?  Now’s the perfect time to open an account!

Earn & Save Hundreds Year-Round With Free Checking!   Our checking really is different here. For starters you’ll get free benefits like:

  • No minimum balance requirements
  • No monthly fees
  • Visa® Debit Card with access to over 30,000 free ATMs nationwide
  • Mobile and Online Banking including remote check deposit
  • Send money with Zelle®
  • Your first box of checks--you guessed it—free

Monthly Rewards

Then it gets really interesting and NOT banking as usual with our Free Monthly Rewards—High Yield Checking or Cash Back Checking. Plus all accounts qualify for up to $10 a month ATM surcharge rebate and more great benefits.

And it’s simple to qualify for all these rewards. Each month just remember to do the following:

  • Make 10+ Visa Debit Card transactions per month
  • Have Direct Deposit of at least $1,000 per month (ACH credit of $1,000+)
  • Receive your statements electronically (via eStatements)

Start earning and saving bigger! 

Open Account Today!

CashBack Checking

Get a handy $5 bonus credit at the end of each month!*

Learn more about Cash Back Checking

High Yield Checking

Be rewarded with an amazing 4% interest-earnings rate!*

Learn More about High Yield Checking


† The initial box of checks for an account are free (Farmers Insurance Federal Credit Union corporate logo style checks only)

*Visit and for complete disclosures. Rewards, APYs, qualifying dollar amounts for interest earned, ATM surcharge rebate amounts and eligibility criteria are subject to change at any time. Fees may reduce earnings.

Checking Accounts opened between Nov 1 and Dec 31 will earn $25 (twenty-five dollars) for accounts with 10+ debit card transactions during the period of November 1 – 30, 2020. And an additional $25 (twenty-five) for checking accounts with 10+ debit card transactions during the period of December 1 – 31, 2020. Bonuses will be paid out by January 31, 2021. Limit of one reward per member number. Qualifying transactions must “post” to the designated account during the promotional period. All purchase swipes using FIGFCU Visa Debit Card, whether transacted as “credit” / signature based or using the PIN based transaction will qualify towards the 10+ transaction count. ATM transactions will not qualify. Transactions may take two business days from the date of purchase to post. Member must be in good standing to be eligible for bonus. New accounts are subject to FIGFCU approval and all other terms and conditions apply. This offer valid only for individual account/card holders, is non-transferable and cannot be combined with any other offer. Awards may be subject to IRS reporting requirements. Recipients are responsible for income tax liability if applicable. Visa is a registered trademark.

National Credit Union Administration

This Credit Union is federally insured by the National Credit Union Administration. This Credit Union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.877.2345 for assistance.

© 2020 Farmers Insurance Group Federal Credit Union.

All rights reserved.

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