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Great changes are taking place at your Credit Union!
Imagine a tax-free account that allows you to pay for qualified medical expenses, including dental and eye care, while you earn interest on your balance. Wouldn’t that be great? Our Health Savings Account (HSA) allows you to do that just. And now it has a top HSA earning rate in the market, 2.50% APY*.
• Triple Tax Advantage: contributions, earnings, and withdrawals are tax-free • Convenient way to save for out of pocket medical costs • 2.50% APY* on all balances—unlike other financial institutions • No fees or minimum balance • Easy access to funds via your free HSA Visa® debit card and/or checks • We gladly accept rollover funds
Open a Health Savings Account Manage Your Existing Health Savings Account
Here are just a few of the many HSA benefits:
Employers: By offering HSAs to your employees, you potentially have much to gain.
Learn more about how an HSA works.
To be eligible to establish a HSA, you must meet all of the following requirements: • Covered under a high deductible health plan (HDHP) on the first day of the month • Not enrolled in Medicare • Not able to be claimed as a dependent on another person’s tax return Learn more about how an HSA works.
Consult your tax advisor or refer to IRS Publication 502. Contribution limitations and other restrictions apply to HSAs. To have a Federally Qualified HSA, you must purchase and maintain a HDHP with minimum deductibles of $1,300 (individual) and $2,600 (family), and maximum out of pocket expenses less than $6,850 (individual) and $13,700 (family). Generally you cannot be covered by another low-deductible health insurance policy. The tax treatment of HSA contributions and distributions under your state's income tax laws may differ from the referenced federal tax treatment, and from state to state. Consult with your financial or tax advisor for more information. This Credit Union is federally-insured by the National Credit Union Administration.
1Refer to section 213 (d) of the IRS Tax Code. Visit the U.S. Department of Treasury website for up-to-date contribution limits and more detailed information on plans and taxes. *APY = Annual Percentage Yield. Yields are subject to change at any time. Fees could reduce the earnings on an account.