FIGFCU Direct Deposit | Get Paid Early | Safe And Secure
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

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Direct Deposit

The Safe, Reliable Way To Simplify Your Finances

We believe in making banking as effortless and rewarding as possible with the benefits of Direct Deposit. It's the easiest way to manage your money and unlock exclusive perks just for being a Member.


Why Choose Direct Deposit?

  • Convenience: Say goodbye to paper checks and trips to the bank. With Direct Deposit, your paycheck is automatically deposited into your account on payday, like clockwork.
  • Speed: No more waiting for checks to clear. Your funds are available immediately upon deposit, giving you faster access to your hard-earned money. And Farmers’ employees can get paid up to two business days earlier* than their regular pay date. 
  • Security: Direct Deposit is the safest way to receive your paycheck. Your funds are protected and you reduce the risk of lost or stolen checks.

Exclusive Benefits for Direct Deposit Members
By enrolling in Direct Deposit, you not only simplify your banking experience but can also qualify for access to extra perks designed with you in mind:

  • Monthly Checking Account Rewards: Earn cash rewards just for having your paycheck directly deposited into your checking account.
  • Online Savings Account APY Bonus†: Boost your Online Savings with a 1.00% higher APY on your savings account balance.
  • Loan Rate Discounts†: Enjoy a special 1.00% rate discount on Auto, Signature, Home Equity, and Business loans. Making it easier and more affordable to achieve your financial goals.

How to Enroll in Direct Deposit
Enrolling in Direct Deposit is quick and easy. Simply follow these steps:

Directing your payroll check for deposit into the Credit Union is easy. Simply follow the steps below.

  •  To update Direct Deposit, Farmers employees can navigate to Employee Resources > HR Applications > MyHR > My Pay > View/Update Bank Direct Deposit
  • Enter Farmers Insurance Federal Credit Union's routing number (322077795).
  • Enter your account number as listed on the bottom of your checks (see below).
    Farmers Employees Check
  • Review and save your bank information.

When you set up Folio Direct Deposit to a Farmers Insurance Federal Credit Union checking account, you get additional benefits you can’t get at a bank.

  • If folio posts late, we'll cover checks scheduled to clear during the delay for free, up to your average folio amount
  • Folio will always be deposited with an effective date of the 1st so you don't lose any dividends

Plus, when you set up Folio Direct Deposit into a Credit Union checking account, you are eligible for up to a 1.00% rate discount on eligible loans.

Setting up or changing your Folio Direct Deposit is easy. Simply follow the steps below:

  1. Log onto the Agency Dashboard (APEX Home screen).
  2. On the right side of the screen, locate the Agency Resources link on the Helpful Links section and select Agent Self-Service from the pop-up options.
  3. From Agents Commission Exchange - Self Service, click on Menu at the top of the screen to navigate to the Direct Deposit tab.
  4. Enter the last four numbers of your SSN, Account Type, Account Holder Name, Checking Account # (twice) and Routing #322077795 (twice).
  5. Then, click Submit.

Don't delay getting paid - sign up online today!

Need Technical Support?
Call the Agent Support Center at 800.NET.USER (800.638.8737).

Get Started Now

Your Social Security checks can be directly deposited into your Credit Union account. Not only is it safe and easy, but you'll have immediate access to your funds. To sign up:

  • Visit the Go Direct® website.
  • You will need Farmer Insurance Federal Credit Union's routing number (322077795) and your account number to complete the process (see below).
    Social Security Recipient - Check
  • Please contact us if you need help.

Directing your payroll check for deposit into the Credit Union is easy. To sign up, simply:

  • Ask your payroll or HR representative for instructions to sign up for Direct Deposit.
  • You will need Farmers Insurance Federal Credit Union's routing number (322077795) and your account number to complete the process (see below).

Others - Check

*Offer valid on Direct Deposit Payroll enrollment into a Credit Union share account. This offer may be withdrawn at any time. Only Farmers’ employees qualify for payroll deposit up to two days early. Subject to employer and/or payer terms and conditions. FIGFCU will generally post Farmers payroll direct deposits on the day they are received, which will be up to two days earlier than the scheduled posting date. Other exceptions may apply.

  • Direct Deposit/Agent Net Check into a FIGFCU Checking Account (either High Yield or CashBack) and Automatic Payment/Folio Deduction to the loan is required.
  • Loan and checking account with DDEP must be under Primary Membership. (Checking/DDEP can NOT be to a joint checking account under a different membership.)  

†1.00% rates discount is for a minimum of $1,000 monthly Direct Deposit or Agent Net Check into a Farmers Insurance Federal Credit Union Checking Account and Automatic Payment/Folio Deduction as a repayment method to qualify. Rates are subject to change at anytime.