Whether you have no credit or bad credit, the Visa Blue will help get you back on the right track. Your Credit Card is secured by the balance in your Savings account*, giving you a risk-free way to charge purchases (and build your credit score).
- Rates as low as 7.99% APR+ on purchases, balance transfers**, and cash advances
- Up to $100,000 in travel accident insurance
- No setup or maintenance fees
- EMV chip for increased security
*Blue Visa is a Share Secured Credit Card requiring deposited funds to be placed on hold with the Credit Union. Your Account is secured by the designated shares you have in a share account, be it an individual or joint account. These pledged shares will secure your account. You may not withdraw amounts that have been specifically pledged to secure your Credit Card Account until the Credit Union agrees to release all or part of the pledged amount.
+APR = annual percentage rate. Rates include discounts for Direct Deposit into a Farmers Insurance Federal Credit Union Checking Account and Automatic Payment/Folio Deduction. Rates are subject to change at anytime.
**The balance transfer amount from other Farmers Insurance Federal Credit Union credit cards will retain its current rate (i.e., Visa Select at 8.99%, Visa Platinum at 10.99%, until the transferred balance is paid off. APR=Annual Percentage Rate. Rate quoted is the lowest rate possible for qualified borrowers and is subject to change. Qualification is based on credit history, debt, and the ability to repay. Your rate may vary. All loans subject to credit approval. The newly opened Credit Union credit card's rate will only apply to new transactions. Any balances on the previous Credit Union credit card must be paid off at the prior credit card's rate.