FIGFCU Blue Visa® Credit Card | Low Rate Secured Credit Card
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

Man on laptop with Blue Visa card

Blue Visa®

Build Your Credit Securely

Whether you have no credit or bad credit, the Blue Visa® will help get you back on the right track with low rates and fees that give you a helping hand, not penalize you. Your Credit Card is secured by the balance in your Savings account*, giving you a risk-free way to charge purchases (and build your credit score).

  • Rates as low as 7.99% APR+
  • Same low rate on purchases, balance transfers**, and cash advances
  • Up to $100,000 in travel accident insurance
  • No setup or maintenance fees
  • Minimum payment: 2% of outstanding balance monthly
  • Available credit limit can be used for overdraft protection
  • Make payments online or transfer from Checking or Savings
  • EMV chip for increased security

Click To Apply

Blue Visa Disclosure

*Blue Visa is a Share Secured Credit Card requiring deposited funds to be placed on hold with the Credit Union. Your Account is secured by the designated shares you have in a share account, be it an individual or joint account. These pledged shares will secure your account. You may not withdraw amounts that have been specifically pledged to secure your Credit Card Account until the Credit Union agrees to release all or part of the pledged amount.

+APR = annual percentage rate. Rates include discounts for Direct Deposit into a Farmers Insurance Federal Credit Union Checking Account and Automatic Payment/Folio Deduction. Rates are subject to change at any time.

**The balance transfer amount from other Farmers Insurance Federal Credit Union credit cards will retain its current rate (i.e., Select Visa at 8.99% - 18.00%, Visa Platinum at 10.99% - 18.00%, until the transferred balance is paid off. APR=Annual Percentage Rate. Rate quoted is the lowest rate possible for qualified borrowers and is subject to change. Qualification is based on credit history, debt, and the ability to repay. Your rate may vary. All loans subject to credit approval. The newly opened Credit Union credit card's rate will only apply to new transactions. Any balances on the previous Credit Union credit card must be paid off at the prior credit card's rate.