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Mortgage Loans That Make You Feel Right At Home

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We try hard to get our first-time buyers into their dream home sooner, which is why we're offering a must-see Northern California Home Buyers Webinar— Thursday, May30 at 11:00 AM PST.  It’s online, so you can view from the comfort of your desk — or couch! 

Register Now

When it’s time to think about a new home, a refi, or even a vacation property, we’re a smart place to start. We’re part of the Farmers family and owned by members, so our focus is on getting you best possible deal and great terms. Better yet, we own our own mortgage company and control the process start to finish to ensure you get the best rates and service.

Get pre-approved fast. Fill out our Home Loan Inquiry form and a licensed Loan Officer will contact you. Apply for a loan.

We know that buying a new home is really exciting, but it can also be stressful. That’s why our job is to take on all the heavy lifting for you, and it can take the stress out of the process! Our dedicated home loan department Community Mortgage Funding (CMF) will help you through every step of the home buying process. Our goal is to get you in the home you want with loan terms/down-payments that work for you!

Here’s how to start:

  • Apply for a loan online or by phone by calling 877.915.3030, option 4
  • Find a licensed real estate agent
  • Search for a home using current MLS listings

NEW! With our CMF Home Rewards program, you can get a BIG rebate when you buy OR sell your home. Learn more: https://cmfhomerewards.com/figfcu/

First Mortgage Loans are available in all states (except AK, AL, HI, and LA).

  • Loans up to $3 million
  • Fixed and adjustable rate loans with terms up to 30 years
  • Low or zero down payment options available
  • We can even help you with vacation properties

And, great news for California residents! We’ve added even more zero/low down payment options to make your money go further, with our new CalHFA program for first-time buyers:

  • 30-year fixed
  • Zero down payment options available
  • Closing cost assistance
  • School Teacher and Employee Assistance (STEAP) program option

Get pre-approved to start the process. Fill out our Home Loan Inquiry form and a licensed Loan Officer will contact you. Apply for a loan

Getting into your new home is an exciting time but can also be a very stressful one. That’s why our job is to take on all the heavy lifting for you - and take the stress out of the process! Community Mortgage Funding (CMF) is our dedicated home loan department that will help you through every step of the home buying process and help you find a great home on the right terms, choosing from a wide variety of loan options and flexible terms/down-payments. You can:

  • Apply for a loan online or by phone by calling 877.915.3030, option 4
  • Find a licensed real estate agent
  • Search for a home using current MLS listings

Plus, with our CMF Home Rewards program, you can get a BIG rebate when you buy OR sell your home. 
Learn more

First Mortgage Loans are available in all states (except AK, AL, HI, and LA)

  • Loans up to $3 million
  • Fixed and adjustable rate loans with terms up to 30 years
  • Low or zero down payment options available
  • We can even help you with vacation properties

Loan Options
Conventional financing is available nationwide. FHA, VA, and Reverse Mortgage financing is available in the following states: AZ, CA, CO, KS, MI, OH, OK, OR, NV, TX, WA

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Other Financing Options

VA Loans—for Veterans, usually no down payment needed


USDA Loans—for rural or suburban dwellings

Conventional Loans—lower down payment for first-time homebuyers

FHA Loans—lower down payment for first-time homebuyers

High Balance Loans—higher borrowing limits vs. conventional

Up to $3 Million Dollar Loans; typically no mortgage insurance required

 

Cash Out Refinance

 

Reverse Mortgage Loans—no required monthly mortgage payments

 

Call our dedicated home loan experts for more information and to see which loan is the best fit for you.

Apply For A Loan Now!

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National Credit Union Administration

This Credit Union is federally insured by the National Credit Union Administration. This Credit Union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.

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© 2019 Farmers Insurance Group Federal Credit Union.

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