For a limited time, we’re offering a $350 closing-cost rebate when closing your loan with us.*
Plus for California residents, we’ve added even more zero/low down payment options to make your money go further, with our new CalHFA program for first-time buyers:
- 30-year fixed
- Zero down payment options available
- Closing cost assistance
- School Teacher and Employee Assistance (STEAP) program option
Get pre-approved to start the process. Fill out our Home Loan Inquiry form and a licensed Loan Officer will contact you. Apply for a loan
Getting into your new home is an exciting time but can also be a very stressful one. That’s why our job is to take on all the heavy lifting for you - and take the stress out of the process! Community Mortgage Funding (CMF) is our dedicated home loan department that will help you through every step of the home buying process and help you find a great home on the right terms, choosing from a wide variety of loan options and flexible terms/down-payments. You can:
- Apply for a loan online or by phone by calling 877.915.3030, option 4
- Find a licensed real estate agent
- Search for a home using current MLS listings
Plus, with our CMF Home Rewards program, you can get a BIG rebate when you buy OR sell your home.
Learn more
First Mortgage Loans are available in all states (except AK, AL, HI, and LA)
- Loans up to $3 million
- Fixed and adjustable rate loans with terms up to 30 years
- Low or zero down payment options available
- We can even help you with vacation properties
Loan Options
Conventional financing is available nationwide. FHA, VA, and Reverse Mortgage financing is available in the following states: AZ, CA, CO, KS, MI, OH, OK, OR, NV, TX, WA
| 100% Financing |
97% Financing |
96.5% Financing |
95% Financing |
80% Financing |
Other Financing Options |
|---|---|---|---|---|---|
|
VA Loans—for Veterans, usually no down payment needed USDA Loans—for rural or suburban dwellings |
Conventional Loans—lower down payment for first-time homebuyers |
FHA Loans—lower down payment for first-time homebuyers |
High Balance Loans—higher borrowing limits vs. conventional |
Up to $3 Million Dollar Loans; typically no mortgage insurance required |
Renovation Loans—gives you access to funds to both buy and renovate your new home
Cash Out Refinance
Reverse Mortgage Loans—no required monthly mortgage payments |
Call our dedicated home loan experts for more information and to see which loan is the best fit for you.
