Round It Up

• Round It Up transfers only apply to debit card transactions.
• Any transactions made after you enroll will be included in the Round It Up program
• If there are not enough funds to cover the full savings transfer, no transfer will be made. Round It Up transfers will not utilize any overdraft source, including Lines of Credit or Privilege Pay.
• If your Credit Union debit card purchase is subsequently cancelled or reversed, the corresponding Round It Up savings transfer remains in the savings account.
• Funds will be transferred only to your primary Credit Union savings account.

Farmers Insurance Federal Credit Union (Sponsor)

Round It Up Promotion 2026 Official Rules

NO PURCHASE, DEBIT CARD PURCHASE, NEW ACCOUNT, ROUND IT UP ENROLLMENT, OR ESTATEMENT ENROLLMENT NECESSARY TO ENTER OR WIN. A PURCHASE, DEBIT CARD PURCHASE, NEW ACCOUNT, ROUND IT UP ENROLLMENT, OR ESTATEMENT ENROLLMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. ENTRY IN THIS PROMOTION CONSTITUTES YOUR ACCEPTANCE OF THESE OFFICIAL RULES.

1. ELIGIBILITY

The “Round It Up Promotion 2026” (the “Promotion”) is open to individuals who, at the time of entry: (a) are legal residents of the fifty (50) United States or the District of Columbia, and (b) are eighteen (18) years of age or older.

Void in Puerto Rico, all U.S. territories and possessions, U.S. military installations located in foreign countries, and where prohibited by law.

Employees, officers, and directors of Farmers Insurance Federal Credit Union (the “Sponsor” or “Credit Union”), its subsidiaries and affiliates, advertising and promotional agencies, prize suppliers, and any other entity involved in the development, production, implementation, fulfillment, or administration of the Promotion, as well as the immediate family members (spouse, parents, siblings, and children and their respective spouses, regardless of where they reside) and persons living in the same household of any of the foregoing (whether related or not) are not eligible to participate or win.

Sponsor reserves the right to verify eligibility at any time.

Membership in Farmers Insurance Federal Credit Union is not required to enter or win. Membership is not required to enter through the mail-in entry method. Participation through qualifying account activity requires an active FIGFCU account and enrollment in the Round It Up program.

2. PROMOTION PERIOD

The Promotion begins at 12:00 a.m. Pacific Time (“PT”) on March 16, 2026 and ends at 11:59 p.m. PT on April 30, 2026 (the “Promotion Period”).

Online participation through qualifying activity is available during the Promotion Period. Sponsor’s computer systems and account records will be the official time-keeping devices for the Promotion.

3. HOW TO ENTER

During the Promotion Period, eligible individuals may receive entries into the Promotion through any of the following methods. All entries have an equal chance of winning. Mail-in entries and entries received through qualifying account activity have equal odds of winning.

A. Qualifying Account Activity Entry Method

To receive entries through qualifying account activity during the Promotion Period:

For purposes of this Promotion, “qualifying debit card purchase transactions” means posted purchase transactions made using a FIGFCU debit card that are eligible for Round It Up treatment under the Credit Union’s Round It Up program. ATM transactions, cash withdrawals, balance inquiries, person-to-person transfers, reversed transactions, refunded purchases, fees, adjustments, and any transaction types excluded from Round It Up by Sponsor do not qualify.

B. Additional eStatements Entry Method

An entrant who qualifies under Section 3(A) may receive one (1) additional Promotion entry if the entrant is enrolled in FIGFCU eStatements on or before 11:59 p.m. PT on April 30, 2026.

Limit two (2) total entries per person during the Promotion Period, regardless of entry method (account activity, eStatements enrollment, or mail-in).

C. Mail-In Entry (No Purchase or Account Activity Required)

To enter without enrolling in Round It Up, making debit card purchases, or enrolling in eStatements, hand-print your name, mailing address, daytime telephone number, and email address (if available) on a 3" x 5" card and mail it in a sealed, stamped envelope to:

Farmers Insurance Federal Credit Union

Attn: “Round It Up Promotion 2026”

2255 North Ontario Street, Suite 320

Burbank, CA 91504

Each properly completed and received mail-in entry will count as one (1) Promotion entry.

Mail-in entries must be postmarked no later than April 30, 2026 and received by Sponsor no later than May 7, 2026 to be eligible.

An eligible entrant may submit up to two (2) separate mail-in entries, each mailed separately, for a maximum of two (2) total Promotion entries.

Sponsor is not responsible for late, lost, stolen, misdirected, mutilated, incomplete, illegible, postage-due, or mechanically reproduced entries, which will be disqualified. All entries become the property of Sponsor and will not be returned or acknowledged.

D. Entry Limits

Limit two (2) total entries per person during the Promotion Period, regardless of method of entry (qualifying account activity and mail-in combined). Multiple entries beyond this limit will be disqualified.

4. CONDUCT

By participating in the Promotion, entrants agree to comply with and be bound by these Official Rules and by the decisions of Sponsor, which are final and binding in all matters relating to the Promotion.

Sponsor reserves the right, in its sole discretion, to disqualify any individual it finds to be:

• tampering with the entry process or the operation of the Promotion;
• acting in violation of these Official Rules or the terms of use of any Sponsor property or service.

5. PRIZES

At the conclusion of the Promotion Period, a total of five (5) prizes will be awarded.

• Grand Prize (1 winner): One (1) $500 deposit into the winner’s FIGFCU savings account
• Additional Prizes (4 winners): Four (4) $250 deposits, one to each winner’s FIGFCU savings account

Total prize value: $1,500

Prize deposits will be made into a FIGFCU savings account in the winner’s name, as determined by Sponsor in its sole discretion.

Prizes are non-transferable and may not be substituted, assigned, or redeemed for cash, except at the sole discretion of Sponsor. Sponsor reserves the right to substitute a prize of equal or greater value if a stated prize becomes unavailable for any reason.

All federal, state, and local taxes, fees, and other costs and expenses associated with acceptance and use of a prize are the sole responsibility of each winner. Sponsor may issue an IRS Form 1099 or other tax reporting documentation if required by law. 

Odds of winning depend on the total number of eligible entries received during the Promotion Period.

6. WINNER SELECTION AND NOTIFICATION

A. Random Drawing

On or about May 15, 2026 (or on a date reasonably close thereto), Sponsor will conduct a random drawing from among all eligible entries received during the Promotion Period to select five (5) potential winners.

The first potential winner selected may be designated the Grand Prize winner, and the next four potential winners may be designated the Additional Prize winners, as determined by Sponsor.

Decisions of Sponsor regarding the administration of the Promotion and the selection of winners are final and binding in all respects.

B. Notification

Potential winners will be notified by telephone, email, and/or mail using the contact information provided at the time of entry or available in Sponsor’s records.

Sponsor is not responsible for any change in entrant contact information or for any undeliverable, misdirected, blocked, or otherwise unsuccessful communications.

If required by law or at Sponsor’s discretion, potential winners may be asked to complete and return an Affidavit of Eligibility, Liability Release, and, where lawful, a Publicity Release, and/or any other documentation reasonably requested by Sponsor, within the timeframe specified in the notification.

C. Forfeiture and Alternate Winners

A potential winner may be disqualified and forfeit the prize if:

If a prize is forfeited, Sponsor may, in its sole discretion, select an alternate winner by random drawing from the remaining eligible entries.

D. Publicity

Except where prohibited by law, acceptance of a prize constitutes the winner’s permission for Sponsor to use the winner’s name, city and state of residence, likeness, photograph, voice, and/or statements for advertising, trade, and promotional purposes in any media now known or hereafter developed, worldwide and in perpetuity, without additional compensation, notice, review, or approval.

7. WINNERS LIST

To request the names of the winners, send a self-addressed, stamped envelope to:

Farmers Insurance Federal Credit Union

Attn: “Round It Up Promotion 2026 – Winners List”

2255 North Ontario Street, Suite 320

Burbank, CA 91504

Requests must be received no later than August 31, 2026.

8. SPONSOR

The Sponsor and administrator of this Promotion is:

Farmers Insurance Federal Credit Union

2255 North Ontario Street, Suite 320

Burbank, CA 91504

800.877.2345