Flex-Term Certificate | Earn A Great Rate, You Choose The Term!
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Flex-Term Certificate

A High-Yield Certificate Where You Control The Term

5.00% APY*

An industry-leading yield.

You choose
the term

Short or long, it's up to you.

minimum deposit

New funds only.

Are interest rates going to go up or down? Our new Flex-Term Certificate prepares you for either scenario. You get industry-leading earnings of 5.00% APY, plus you control the term. 

Think interest rates are going to go up? Go short with a 3, 6, or 9 month term. Think interest rates are going to go down? Beat the market by locking in today’s high rates with our 12, 18, 24, 36, 48, or 60 month terms. 

Use our Certificate Earnings Calculator to compare terms and see how much you’ll earn. 

Flex-Term Certificate details:

  • New funds to the Credit Union only
  • Earn 5.00% APY no matter which term you choose
  • Available term choices: 3, 6, 9, 12, 18, 24, 36, 48, or 60 months
  • Minimum $1,000 deposit
  • Not available as an IRA Certificate

No matter which term you choose, you get the same impressive yield month after month after month. With control, high earnings, and safety combined in one certificate, you’re ready for the future, no matter what it brings.

This is just one more way we’re here for you. But remember: this offer is open for a limited time. So don’t wait! 


Promotion Effective 09/13/2023 Flex-Term Certificate 5.00% APY. Limited Time Offer Flex-Term Certificate available on new certificates the following terms are available: 3 months, 6 months, 9 months, 12 months, 18 months, 24 months, 48months, and 60 months. Yields are subject to change without notice. This is a promotional yield of 5.00% APY. “Flex-Term” Bonus Dividend may not be combined with any other dividend increase/bonus; i.e. “Direct Deposit Bonus” and “Jumbo Certificate” increased rates. Annual Percentage Yield (APY) is calculated on a 4.89% base rate, $1,000.00 minimum balance, regular share certificate requirement on a 365 day basis compounding monthly or at account closure.  IRA share certificates do not qualify for this promotion. Deposit must be new funds to the Credit Union and may not be transferred or withdrawn and deposited back into the Credit Union from any existing Credit Union account. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of certificate funds. Fees and other conditions may reduce earnings. The Flex-Term promotional certificate will automatically roll over to the same term as the Flex-Term period selected at time of opening at the available rates of certificates at maturity. Federal regulations require dividends be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions.                        *APY = Annual Percentage Yield. Yields are subject to change at any time. Early withdrawal penalty and fees could reduce the earnings on an account.