FIGFCU CashBack Checking | Earn $5 A Month | No Min Balance
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CashBack Checking

Pays $5 A Month!

It’s different here. But don’t just take our word. We “put money where our mouths are” by giving you surprising Checking benefits and earnings you won’t find elsewhere.  Welcome to CashBack Checking!

This account is ideal if you hold smaller checking-account balances; for larger balances look at our High Yield Checking for even bigger earning potential.  

Why the cash reward? It’s one of the ways we like to help you build savings, help offset rising prices and ultimately achieve financial independence.

With our CashBack Checking account, you’ll enjoy all the benefits you expect from a great bank account and then—each month simply make 10+ Visa Debit Card purchase transactions, have Direct Deposit of at least $1,000 per month (ACH credit of $1,000+) & receive eStatements—add a lot of extra benefits you won’t find at most banks, including:

  • Monthly statement cash back credit of $5 
  • ATM surcharge rebate of up to $10 a month
  • Get a 0.50% bump-up rate bonus on our Online Savings account with Direct Deposit
  • Unlimited check writing

Get cash back and better benefits today!

Open Account


An initial deposit of $20 is required to open any Checking Account. CashBack Checking will earn a $5 (five dollar) reward and is eligible for up to $10 (ten dollars) in ATM surcharge rebates per statement cycle subject to the following: 1) $1,000 (one thousand dollars) monthly minimum direct deposit, 2) eStatements, and 3) 10 Debit Card Point of Sale (PIN and Signature based) posted transactions using the Farmers Insurance Federal Credit Union Debit Card on the CasbBack Checking Account. Posted transactions count toward monthly minimums. Additional restrictions apply: I must be a Member in good standing with a current, valid email address on file with the Credit Union. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to the account. At the time of the statement cycle date the Credit Union will verify the combined products and services used since the previous cycle date to determine the qualification for the $5 reward and the eligibility for the ATM surcharge rebate. In the event that my monthly $1,000 ACH Direct Deposit credit is not received by the Credit Union for a 60 day period, any loan discount which requires the said monthly deposit, CashBack rewards and rebates, and any rate bump-ups on any share certificates will also be discontinued. CashBack reward amount may be found at the Credit Union’s website, verified at a Credit Union Branch or by calling 800.877.2345. Rewards, ATM surcharge rebate amounts, and eligibility criteria are subject to change at any time. Fees may reduce earnings and/or rewards. Accounts with one calendar month of no activity will be assessed an inactivity fee of $5.

Rate bonus is for a minimum of $1,000 monthly ACH Direct Deposit into a Farmers Insurance Federal Credit Union Checking Account. Rates are subject to change at anytime.