FIGFCU Cashback Checking | Earn $5 A Month | No Minimum Balance
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CashBack Checking

Checking That Pays $5 A Month!

It’s different here. But don’t just take our word. We “put money where our mouths are” by giving you surprising Checking benefits and earnings you won’t find elsewhere.  Welcome to CashBack Checking!

This account is ideal if you hold smaller checking-account balances; for larger balances look at our High Yield Checking for even bigger earning potential.

Our special CashBack Checking account gives you a $5 account credit each month—that’s a crisp $5 each month—just for checking with us. And there’s NO minimum balance. 

Why the free cash? It’s one of the ways we like to help you build savings and achieve financial independence.

With our CashBack Checking account, you’ll enjoy all the benefits you expect from a great bank account and then—each month simply make 10+ Visa Debit Card transactions, have Direct Deposit of at least $1,000 per month (ACH credit of $1,000+) & receive eStatements—add a lot of extra benefits you won’t find at most banks, including:

  • Monthly statement cash back credit of $5
  • ATM surcharge rebate of up to $10 a month
  • 0.25% bump up rate bonus on Certificates
  • Loan discounts of up to 0.50%
  • Unlimited check writing

Get cash back and better benefits today!

An initial deposit of $20 is required to open any Checking Account. CashBack Checking will earn a $5 (five dollar) reward and is eligible for up to $10 (ten dollars) in ATM surcharge rebates per statement cycle subject to the following: 1) $1,000 (one thousand dollars) monthly minimum direct deposit, 2) eStatements, and 3) 10 Debit Card Point of Sale (PIN and Signature based) posted transactions using the Farmers Insurance Federal Credit Union Debit Card. Posted transactions count toward monthly minimums. Additional restrictions apply: I must be a Member in good standing with a valid email address on file with the Credit Union. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to the account. At the time of the statement cycle date you will verify the combined products and services used since the previous cycle date to determine the qualification for the $5 reward and the eligibility for the ATM surcharge rebate. In the event that my monthly $1,000 ACH Direct Deposit credit does not come in for a 60 day period, the loan discount and the rate bump-up on the certificate will also be discontinued. CashBack reward amount may be found at the Credit Union’s website, verified at a Credit Union Branch or by calling 800.877.2345. Rewards, ATM surcharge rebate amounts and eligibility criteria are subject to change at any time. Fees may reduce earnings. Accounts with one calendar month of no activity will be assessed an inactivity fee of $5.