Annual Report

2025 Performance

We are pleased to report that your Credit Union navigated safely and decisively through a challenging year that paves the way for future growth and long-term stability.

We concluded the year with a return to profitability after the loss of the prior year (2024) .  Our net profit was ahead of expectations and driven significantly by a stabilized loan portfolio (less loan defaults) and reduced operational expenses.

In parallel with our cost controls, we continued to offer great value and service, returning significantly higher-than-average earnings for Members’ deposits, and also highly competitive loan rates. We also—importantly—ended the year with a large asset base, robust net worth, and a continued high level of investment in our Members and our infrastructure. All of these factors attest to our financial stability and our capacity to grow and support our Members Family with excellence and enhanced value in 2026 and beyond.

To see our CEO and board discuss our progress in more detail, see a recording of our annual meeting here.

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