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Auto Loans

LOW Rates From 1.49% APR

Car Shopping Service

The Car Shopping Service, powered by TRUECar™, helps you shop for your next vehicle with confidence — it shows you what others paid for the car you want, and helps you locate Certified Dealers in your area, for a hassle-free car shopping experience. Get exclusive Credit Union member discounts on new and used vehicles with an average guaranteed savings** of $3,106* off MSRP on new cars. To start shopping, click here.  

If you’re ready for a new car, we’re ready with new, lower rates!

Yes, the world has changed, but our members still need to get to work, so we’ve cut our auto loan rates across the board! We’ve also added a special 3-year loan from 1.49% APR+. You can get that new car or even just lower your current car payments!

We’ll even work with the dealer, so we sweat the details, not you.

You can also get some incredible low rates for recreational vehicles including:

  • Motorcycles
  • Motorhomes/travel trailers
  • Boats
  • Jet skis

We also offer quick, stress-free auto loan refinancing.

And don’t forget: qualify for a 1% rate discount, saving up to hundreds of dollars a year, with Direct Deposit!

Additional Information
Lienholder Information Sheet (Download pdf | Download rtf)
Authorization for Payoff (Download doc)

Apply Now!

Term Standard+ Car Shopping Service*
36 months or less 1.74% 1.49%
48 months or less 1.74% 1.49%
60 months 1.74% 1.49%
72 months 2.74% 2.49%
Term Fixed APR+ Variable APR+
48 months or less 4.99% N/A
60 months 5.49% N/A
61 - 72 months 5.99% N/A
73 - 120 months N/A 4.74%

†APR=Annual Percentage Rates. Rates shown are our preferred rates based on credit worthiness and a 1.00% Direct Deposit/Folio Direct Deposit and Automatic Payment/Folio Deduction discount, if applicable, and a 0.25% discount when you purchase through the Car Shopping Service. Financing available up to 130% of the Purchase Price, including tax, license, warranties and negative equity on a trade for qualified borrowers. Please speak with a Loan Representative for complete details and qualifying criteria. Rates and terms are subject to credit approval, are subject to change at any time and without notice. All values are determined by the Credit Union using either vehicle cost or Kelly Blue Book/NADA, whichever is lower. Other rates and terms are available.

* Between 7/1/16 and 9/30/16, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2016, was $3,106. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer’s Suggested Retail Price (“MSRP”) is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer’s trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Neither TrueCar nor the Credit Union brokers, sells or leases motor vehicles.

TrueCar operates this information website ("Service") featuring pricing, performance, technical, and safety data available for new and used vehicles. The Service is not available in all locations.

** Guaranteed Savings not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonably expect to pay for your vehicle as configured. Your configured vehicle may not be available or in-stock at the Certified Dealer.

TrueCar does not broker, sell or lease motor vehicles. Each Certified Dealer sets its own pricing, and will confirm actual vehicle availability from in-stock inventory, including options and color choices.