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Vehicle Loans

Hot Wheels. Cool Loan Rates.

No matter what your mode of transportation, think savings and convenience.

Our Vehicle Loans have you covered with competitive rates and the ability to make your payments via automatic payments from your FIGFCU Checking Account. We even offer the same loan rates whether you are buying a new or used vehicle.

Use our Credit Union Vehicle Loans for:

  • New and used automobiles—awesome rates from only 8.49% APR†
  • Recreational vehicles including:
    • Motorcycles
    • Motorhomes/travel trailers
    • Boats
    • Jet skis

And don’t forget: qualify for a 1.00%† rate discount, saving up to hundreds of dollars a year, with Direct Deposit!

Apply now and get rolling.

Apply Now

Additional Information
Download Lienholder Information Sheet 
Download Authorization for Payoff Form 

Fuel Economy Guide
When shopping for a new vehicle, running costs and specifically fuel economy can make or break a deal. That's why the government-published “2023 Fuel Economy Guide” is such a useful tool. Before you visit the dealer, compare the fuel economy, annual fuel costs and emissions for all the 2023 model-year cars, SUVs and light trucks you've got your eye on. Check it out at


Auto Loans

Term Direct Deposit APR† Standard APR†
36 months 8.49% 8.99%
48 months 8.49% 8.99%
60 months 8.74% 9.24%
72 months 8.99% 9.49%


RV Loans

Term Fixed APR†
48 months 8.74%
60 months 9.24%
61 - 72 months 9.74%
73 - 120 months Variable Rate of 8.99%



†APR=Annual Percentage Rates. Rates shown are our preferred rates based on credit worthiness and a 0.50% Auto Loan discount for Direct Deposit/Folio Direct Deposit going into a FIGFCU Checking Account (either High Yield or CashBack) in the amount of $1,000.00 or more monthly and Automatic Payment/Folio Deduction. Rates and terms are subject to credit approval. Other rates and terms are available. Other restrictions may apply. Financing available up to 130% of the Purchase Price, including tax, license, warranties and negative equity on a trade for qualified borrowers. Please speak with a Loan Representative for complete details and qualifying criteria. Rates and terms are subject to credit approval, are subject to change at any time and without notice. All values are determined by the Credit Union using either vehicle cost or Kelly Blue Book/NADA, whichever is lower. Other rates and terms are available.