Vehicle Loan

LOW Auto Loan Rates

From 1.99% APR!

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If you’re ready for a new car, we’re ready with new, lower rates!

Yes, the world has changed, but our members still need to get to work, so we’ve cut our auto loan rates across the board! We’ve also added a special 3-year loan from 1.99% APR†. You can get that new car or even just lower your current car payments!

We’ll even work with the dealer, so we sweat the details, not you.

You can also get some incredible low rates for recreational vehicles including:

    • Motorcycles
    • Motorhomes/travel trailers
    • Boats
    • Jet skis

We also offer quick, stress free refinancing— and will even work with the dealer, so we sweat the details, not you.

And don’t forget: qualify for a 1%†† rate discount, saving up to hundreds of dollars a year, with Direct Deposit!

Apply now

Car Shopping Service

The Car Shopping Service, powered by TRUECar™, helps you shop for your next vehicle with confidence — it shows you what others paid for the car you want, and helps you locate Certified Dealers in your area, for a hassle-free car shopping experience.

  • Auto Loan rates as low as 1.99% APR when you use this free service
  • Get exclusive Credit Union member discounts on new and used vehicles
  • Average guaranteed savings** of $3,106* off MSRP on new cars

Start shopping — Car Shopping Service

Additional Information
Lienholder Information Sheet (Download pdf | Download rtf)
Authorization for Payoff (Download doc | )

Auto Loans
Term Standard+ Car Shopping Service*
36 months or less 1.99% 1.74%
48 months or less 2.49% 2.24%
60 months 2.99% 2.74%
72 months 3.49% 3.24%
  • Rates shown are our preferred rates based on credit worthiness and a 1.00% Direct Deposit/Folio Direct Deposit and Automatic Payment/Folio Deduction discount, if applicable, and a 0.25% discount when you purchase through the Car Shopping Service.
  • Financing available up to 130% of the Purchase Price, including tax, license, warranties and negative equity on a trade for qualified borrowers. Please speak with a Loan Representative for complete details and qualifying criteria.
  • Rates and terms are subject to credit approval, are subject to change at any time and without notice. All values are determined by the Credit Union using either the purchase order or Kelly Blue Book.
  • Other rates and terms are available.
National Credit Union Administration

This Credit Union is federally insured by the National Credit Union Administration. This Credit Union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.877.2345 for assistance.

© 2020 Farmers Insurance Group Federal Credit Union.

All rights reserved.

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