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Vehicle Loans

Don’t Miss Our 1% RV Rebate!

Looking for winter adventure in a new recreational vehicle? Then spice it up with a 1%* cash back RV loan rebate!

For a limited time, finance a new or used Recreational Vehicle (RV), or refinance your loan from another financial institution, and enjoy:

  • 1% cash rebate—paid within 60 days of the loan funding
  • Recreational Vehicle rates as low as 3.99% APR+
  • Includes motorcycles, motor homes, boats, and jet skis

Limited funds available. First come first served. Apply now

No matter what your mode of transportation, think savings and convenience.

Our Vehicle Loans have you covered with competitive rates and the ability to make your payments via payroll deductions. We even offer the same loan rates whether you are buying a new or used vehicle.

Use our Credit Union Vehicle Loans for:

  • New and used automobiles—awesome rates from only 1.74% APR†
  • Recreational vehicles including:
    • Motorcycles
    • Motorhomes/travel trailers
    • Boats
    • Jet skis

And don’t forget: qualify for a 1%†† rate discount, saving up to hundreds of dollars a year, with Direct Deposit!

Apply now and get rolling.

Apply Now

Additional Information
Lienholder Information Sheet (Download pdf)
Authorization for Payoff (Download doc )
 

Auto Loans

Term Standard APR†
36 months 1.74%
48 months 1.74%
60 months 1.74%
72 months 2.74%

 

RV Loans

Term Fixed APR†
48 months 3.99%
60 months 4.49%
61 - 72 months 4.99%
73 - 120 months Variable Rate of 3.74%

 

 

†APR=Annual Percentage Rates. Rates shown are our preferred rates based on credit worthiness and a 1.25% Auto Loan discount for Direct Deposit/Folio Direct Deposit going into a FIGFCU Checking Account (either High Yield or CashBack) in the amount of $1,000.00 or more monthly and Automatic Payment/Folio Deduction. Rates and terms are subject to credit approval. Other rates and terms are available. Other restrictions may apply. Financing available up to 130% of the Purchase Price, including tax, license, warranties and negative equity on a trade for qualified borrowers. Please speak with a Loan Representative for complete details and qualifying criteria. Rates and terms are subject to credit approval, are subject to change at any time and without notice. All values are determined by the Credit Union using either vehicle cost or Kelly Blue Book/NADA, whichever is lower. Other rates and terms are available.

2021 RV Loan 1% Rebate Promotion –Rebate will equal 1% (one percent) of loan amount. The rebate is a cash back offer that is valid on new loans for the purchase of a qualified RV or refinanced RV loan from another financial institution. Refinancing of existing FIGFCU RV loans are not eligible for this offer. (Requires minimum $10,000 new money financed) The one-time rebate will be 1% of the total amount financed. Ex: Purchase price of RV including tax and license is $22,000.00 borrower puts a down payment of $2,000 with a balance financed of $20,000. The Rebate would be 1% of $20,000 or $200 (two hundred dollars).  Qualifying RV loans must have an application date between October 4, 2021 and December 31, 2021. Member must meet the Direct Deposit requirement of posting an ACH deposit amounting to a minimum of $1,000 per calendar month into a FIGFCU checking account under the same membership account as the borrower AND Automatic Payment / Folio Deduction no later than 60 days after loan funding. The rebate will be deposited to the member’s primary savings account within 60 days after loan funding.

Rebate Forfeiture: If 50% of the original balance is not maintained for 24 months after loan funding OR should the ACH deposit function cease/ be altered to no longer meet the criterion OR the Automatic Payment/Folio Deduction stopped, the rebate will be forfeited. The Credit Union reserves the right to recover fees from any share account held with the Credit Union, or to include it in the payoff amount of the rebated loan. Certain creditworthiness criteria apply for loan approval. Membership with FIGFCU Credit Union is required.  If you are not currently a member open a membership with as little as $5 to take advantage of this offer and set up Direct Deposit of at least a $1,000 monthly or Net Folio Deposit if you are an agent with Automatic Payment / Folio Deduction.  FIGFCU has the right to end or modify this promotion at any time without notice and cannot be combined with any other promotional offer.

Rebates are reportable for tax purposes. Consult your tax adviser regarding tax consequences and your specific situation.