Auto Loans

New! We now offer extended terms, up to 96 months— most lenders won’t offer you this— to help you take control of monthly payments and get the vehicle you want on the terms you need.

Shopping for a new or used vehicle, or looking to refinance? We offer you one of the widest range of terms available, to help you get the financing option that works best for you – not the dealer.

Compare Terms

See How Much Lower Your Payment Could Be*

Lower your monthly payments by up to $250/month (compared to 60-month term)

Compare your financing options below, using our loan calculator, and choose the solution that best fits your budget and financial goals. And if your circumstances change, you can always pay extra, or pay off your loan early, with no prepayment penalty.

Loan Calculator: Estimate Your Payments

No matter how you like to get around the city, state, country, or body of water, when it’s time to finance or refinance a vehicle loan, cruise on over to your Credit Union for savings and convenience.

Our vehicle loans help you get moving with competitive, low rates. To keep the process seamless, we offer loan pre-approvals before you begin shopping, so you can explore your options with confidence. Important Note: Loan approval requires a hard credit inquiry.

• Auto rates as low as 4.99% APR* for qualifying borrowers who enroll in Direct Deposit and Auto Pay (If you do not enroll, rates as low as 5.99% APR)
• RV and travel trailer rates as low as 6.99% APR for qualifying borrowers who enroll in Direct Deposit and Auto Pay (If you do not enroll, rates as low as 7.99% APR)
• Refinance auto loan rates as low as 4.99% APR* for qualifying borrowers who enroll in Direct Deposit and Auto Pay (If you do not enroll, rates as low as 5.99% APR)
• New extended terms – 84 and 96 months – require minimum loan of $50,000
• Same low rates for new and used autos
• Rates apply to purchases from a dealer, private party, refinance, or cash-out refinance

Eligible borrowers may qualify for up to a 1.00% conditional rate discount when they enroll in Direct Deposit for at least $1,000.00 per month and Auto Pay and maintain both for the duration of the loan. The conditional rate discount will remain in effect as long as you maintain Direct Deposit and Auto Pay.

We finance more than autos.
We’re here to help you finance all your dream rides. Whether you’re looking to get out on the highway or the water. Contact us here or call 800.877.2345 to learn our affordable loan rates on:

• Motorhomes and travel trailers
• Motorcycles
• Boats
• Personal watercraft

Apply Now

Auto Loans (New and used vehicles)

RV and Travel Trailer Loans

Additional Information
Download Lienholder Information Sheet 
Download Authorization for Payoff Form 
 

Fuel Economy Guide
When shopping for a new vehicle, running costs, including fuel economy, matter. That's why the government-published “2025 Fuel Economy Guide” is a useful tool for figuring out how much it will cost to own your dream car, truck, or SUV. Use the guide to compare the fuel economy, annual fuel costs and emissions for vehicles from today through 1984. Check it out at fueleconomy.gov.