NCUA Insurance

Your Credit Union has been helping our members live their best financial lives since 1936. And you can rest even easier, because your money is federally protected by the National Credit Union Administration (NCUA). No member of a federally insured credit union has ever lost one penny of insured savings.

We are not only a safe place for your money, but our savings accounts also earn national leading yields and dividends.

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NCUA insurance is backed by the United States government. It covers an individual’s deposit accounts at a credit union up to $250,000. However, there are a few ways to get even more coverage.

Let NCUA help you calculate how much insurance you can have per Share on your FIGFCU accounts.

Share Insurance Estimator Calculator

•  Individual-owner accounts. You are insured up to $250,000 in combined balances for savings, checking and certificates, per Social Security Number, per membership.
• Joint-owner accounts. If in addition to your individual account, you are a joint owner on an account, each joint owner may be insured up to an additional $250,000.
• IRA accounts. Your accounts are insured up to an additional $250,000 per member.
• Revocable Trust accounts. Revocable Trust accounts may be covered up to $250,000 per beneficiary, up to $1,250,000, per account owner. Determining coverage in general, and for revocable trust accounts that have six or more beneficiaries and provide different interests for the trust beneficiaries in particular, can be complicated. Please contact the NCUA at 1.800.755.1030 if you need assistance in determining the insurance coverage of your account(s).”