FIGFCU Mortgage Loans | The Best Mortgage Rates And Service
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

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First Mortgage Loans

Competitive Rates And Hand-Holding Service.

You deserve the best! That’s why we offer mortgages with competitive rates, exceptional service, and the expertise of our seasoned mortgage professionals, ensuring a smooth and rewarding home financing experience.

Whether you’re buying your first home, moving, refinancing, or taking cash out, we have solutions for you. For your benefit, we offer Conventional, Conventional High Balance, and Jumbo Loans in ALL STATES.

Loan Options:

Limited funds for down payment? Concerned whether your income will qualify for a loan? Ask us about our HomeReady program! Benefits include affordable mortgage insurance and the ability to use supplemental boarder or rental income to qualify.

Let's Get Started.

 Submit Basic Home Loan Inquiry  Full Application & Run Credit  Make A Payment  Receive Rate Quote or Prequalification
Questions? Call 800.877.2345

Optimize your mortgage strategy, with our complimentary Mortgage Checkup. You’ll gain access to expert advice tailored to your unique financial situation, including finding out how much you need to save for a down payment, exploring home loan options to fit your personal goals, and much more. To get started call 800.877.2345.

And don’t forget our low cost Home Equity Loans are a great financing option to help pay for home improvements, education and more. Click here to learn more. 
 

Members have exclusive access to the FIGFCU Home Rewards program that allows you to search for a home, hire a realtor and receive a discount. The discount offers you the following:

  • 20% rebate on the commission of the participating agent (home purchase)1
  • Learn more about how to save money when selling your home
  • Outstanding service from a trusted real estate agent in your local area

Learn More

Farmers Insurance Federal Credit Union: NMLS# 408877. 

1FIGFCU Home Rewards: Rebate payment is made by HomeSmart Evergreen Realty and is credited to your benefit at the close of transaction. HomeSmart Evergreen Realty is not affiliated with Farmers Insurance Federal Credit Union. Commission Rebates are not allowed in the following states: Alabama, Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, Oklahoma, Oregon and Tennessee. Information is accurate as of date of printing and is subject to change without notice.

  • Sell a home and only pay a 1.5% listing fee. Does not include commission owed to Buyer's Agent 
  • Buy a home and receive a 20% rebate on your agent’s commission. 

2 With a Reverse Mortgage, no monthly mortgage payment is required. Borrowers are responsible for paying property taxes and homeowner’s insurance (which may be substantial). We do not establish an escrow account for disbursements of these payments. Borrowers must also occupy home as primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan must be paid off when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, or does not comply with the loan terms. A Reverse Mortgage increases the principal mortgage loan amount and decreases home equity (it is a negative amortization loan). These materials are not from HUD or FHA and were not approved by HUD or a government agency.