How To Become A Member Of Farmers Insurance Federal Credit Union
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

Welcome to YOUR Credit Union

Get Up To $100 Welcome Bonus!

New members get up to $100!

  • $50 when you open a Checking account with Direct Deposit of at least $1,000/month for two consecutive months.
  • Earn $50 more when you open any savings/deposit account with a minimum of $10,000.

Use Promo Code WELCOME5 at signup.

Everyone can join!

Grab your drivers license, take a picture of the front and back. This will make the application process much smoother (it''ll take about 10 minutes). But don't worry, our rates are worth it!

Join Now

Top rates and fantastic liquidity!  

We’ve been helping member’s live better financial lives since 1936 by offering amazing products, matched with top notch service and candid advice.

How do we do it? We’re not like other places you bank. We are member-owned, so we have our priorities in the right place—on YOU! Plus, we return our profits to our members, not shareholders, in the form of higher savings yields, lower loan rates, and bonuses you just can’t get at a big bank.

Take our No Penalty Certificates. Have your cake and eat it too with great rates and flexibility. After 30 days from opening your certificate, you can make one penalty free withdrawal every month. Allowing you to earn an outstanding rate, while still giving you access to your money should you need to withdraw some of it before the 9 month term.

  • Earn 4.55% APY*
  • 9-Month Certificate
  • Allowed one (1) penalty-free withdrawal per calendar month
  • $1,000 minimum opening deposit
  • Additional deposits not allowed
  • New funds to the Credit Union only

This promotion is available for a limited time only. So act now!
Open Account Today

Earn 4% in only 4 months! 

Bump up your earnings today with our industry-leading, Limited Time 4-Month Certificate, paying out a huge 4.00% APY*. 

With inflation stubbornly high we all need a helping hand. Here’s one more awesome way we’ve got your back. But act fast, this offer won't be around forever!

  • Earn 4.00% APY*
  • Minimum investment $1,000
  • Funds not previously on deposit with the Credit Union
  • Not available as IRA Certificate

Open Account Today

One of the highest rates of checking interest in the U.S.

With our High Yield Checking account, you’ll enjoy all the benefits you expect from a great bank account and then—each month, simply make 10+ Visa Debit Card transactions, have Direct Deposit of at least $1,000 per month (ACH credit of $1,000+) & receive eStatements—add a lot of extra benefits you won’t find at most banks, including:

  • Earn 5.00% on balances up to $5000. Balances above $5000 will earn the Membership Savings rate
  • ATM surcharge rebate of up to $10 a month
  • 0.25% bump up rate bonus on qualifying Certificates
  • Loan discounts of up to 0.50%

Get bigger benefits and higher earnings today.

Open An Account

Use code WELCOME5 when applying to qualify for bonus offers.

So what are you waiting for? Join today. And don’t forget to follow us on social media @FIGFCU.

Open An Account

New Member Welcome Promotion
Must use a valid promo code or code “WELCOME” on signup to receive offers.

$50 Direct Deposit Bonus: Qualified New Members must open a Checking account within 10 days of joining the Credit Union, and post an ACH Direct Deposit amounting to a minimum of $1,000 per calendar month into the Checking account no later than 45 days after joining the Credit Union. The ACH Direct Deposit must occur for 2 (two) consecutive months before bonus is paid. Bonus will be paid on the 10th day of the following month. Qualified New Member must have an active primary savings account at the time of the bonus payout; bonus will be posted to the primary savings account.

$50 Savings/Deposit Bonus: Qualified New Members will receive a maximum for one additional $50 bonus subject to the following: Qualified New Member must open a qualified savings/deposit account with a minimum deposit of $10,000 (ten thousand dollars) in new money to the Credit Union within 10 days of joining the Credit Union. At least $10,000 must stay in the deposit account for 2 (two) consecutive months before bonus is paid. Bonus will be paid on the 10th day of the following month. Qualified New Member must have an active primary savings account at the time of the bonus payout; bonus will be posted to the primary savings account.

FIGFCU employees, officials and their immediate family members are not eligible for the bonus. The “New Member Welcome Promotion will be effective May 1, 2023 until further notice, and is subject to change at any time.

*“Bonus” is considered interest income and will be reported to the IRS. While the Credit Union may not issue a Miscellaneous 1099 to you directly, these amounts will be made available and reported directly to the IRS. Any taxes due to Federal, State or Local Agencies are the sole responsibility of the Bonus Claimant.