Burbank Branch Grand Opening

Burbank Branch Opening Promotions (the “Promotion”) are available April 27, 2026 through June 5, 2026 unless modified, extended, or terminated earlier. This Promotion is subject to change and/or termination at any time without prior notice. Eligibility for any promotional benefit is in the Credit Union’s sole discretion and is subject to meeting all requirements described below.

Unless otherwise stated for a specific offer, to qualify the applicant/member must be at least 18 years of age, meet the Credit Union’s membership eligibility requirements, and must be a member in good standing and not be in breach of any Credit Union policy or agreement from the time of application/opening through the time the promotional benefit is applied/paid. This Promotion cannot be combined with other new member or promotional offers unless expressly stated.

Promo code attribution: Promo codes are required for online/non-branch channels and must be entered during the application process or provided to the Credit Union as directed for the applicable offer. In-branch originations qualify via branch capture where applicable.

Bonus/discount treatment: Promotional bonuses are considered interest and may be reported to the IRS (e.g., Form 1099-INT) as applicable. Offers are not available to the Credit Union’s Board of Directors, Officers, Employees, their immediate family members, or members of their households.

Federally Insured by NCUA.

1) High Yield Checking Bonus — $250 / $400 (BUR-HY26) High Yield Checking Bonus: In order to qualify for a bonus, an eligible member must open a new High Yield Checking account during the Promotion Period in the Burbank branch or online with promo code BUR-HY26, and must complete the requirements during the “Qualification Period.”

Qualification Period: The Qualification Period begins when the eligible member opens the new High Yield Checking account and ends 90 calendar days after account opening. The bonus amount will be based on completion of required qualifying activities and the total amount of Eligible Direct Deposits received during the Qualification Period.

To qualify for a bonus, the eligible member must, during the Qualification Period:

• Enroll in eStatements; and
• Complete 15 or more debit card transactions; and
• Post Eligible Direct Deposits totaling the applicable threshold through at least three (3) separate Eligible Direct Deposits made on different days during the Qualification Period.

Only one bonus tier will be awarded based on total qualifying direct deposits.

$250 Bonus: Eligible Direct Deposits with a cumulative total of $3,000 - $4,999, received through at least 3 Eligible Direct Deposits made on different days during the Qualification Period.

$400 Bonus: Eligible Direct Deposits with a cumulative total of $5,000 or more, received through at least 3 Eligible Direct Deposits made on different days during the Qualification Period.

Bonus payout timing: Once the Qualification Period has passed, the Credit Union will determine whether the eligible member has met the requirements. If eligible, the bonus will be deposited within 45 calendar days after the Qualification Period ends. The checking account must remain open, and the member must remain in good standing and not be in breach of any Credit Union policy or agreement until the bonus is paid. Bonus will be posted to the member’s account as determined by the Credit Union.

Eligible Direct Deposit definition: Eligible Direct Deposit means a recurring deposit of regular income to a member’s checking account from payroll, pension, or government benefit payments (e.g., Social Security), made by the member’s employer, payroll provider, benefits provider, or government agency via the Automated Clearing House (“ACH”) Network. Deposits from check deposits, peer-to-peer transfers (e.g., PayPal, Venmo, etc.), merchant transactions (e.g., PayPal, Stripe, Square, etc.), bank ACH funds transfers, wire transfers, or deposits that are non-recurring in nature (e.g., IRS tax refunds) do not qualify as Eligible Direct Deposits.

This offer cannot be combined with other new member or promotional checking bonus offers unless expressly stated. Limit one bonus per member/account as determined by the Credit Union. Bonus may be considered interest and will be reported to the IRS as applicable.

2) Auto Loan Discount — 1.00% APR + Additional 1.00% APR (BUR-AUTO26)

Auto Loan Rate Discount: A promotional rate discount is available on eligible auto loans during the Promotion Period when the application is initiated in the Burbank branch or submitted with promo code BUR-AUTO26, and the loan funds during the applicable promo timeline. New accounts only. Minimum loan amount $20,000. Member must be in good standing and not be in breach of any Credit Union policy or agreement.

A 1.00% APR rate discount is available for eligible auto loans that meet the promo requirements above. An additional 1.00% APR rate discount is available when the member meets the following requirements:

• Establishes a minimum of $1,000 in monthly Direct Deposit into a Credit Union checking account; and
• Enrolls in Automatic Payment/Auto Pay from a Credit Union checking account as the repayment method, as required by the promotion.

APR = Annual Percentage Rate. Rates are subject to change at any time. All loans are subject to credit approval; rates, terms, and conditions vary based on creditworthiness, collateral, loan term, and other factors. Promotional discounts cannot reduce APR below any applicable floor rate, if applicable. This offer cannot be combined with other new member or promotional auto loan offers unless expressly stated.

3) Commercial Real Estate (CRE) Rate Discount — 0.50% with $100,000 Deposits (BUR-CRE26)

CRE Rate Discount: A promotional 0.50% (50 basis points) rate discount is available on eligible Commercial Real Estate (CRE) financing during the Promotion Period when the member mentions promo code BUR-CRE26, brings in $100,000 or more in deposits (verified), and proceeds with a CRE application by June 5, 2026. Deposits must be new money and maintained through loan funding. Discount is applied in connection with funding once the deposit relationship requirement is verified. Member must be in good standing and not be in breach of any Credit Union policy or agreement.

All business loans are subject to credit approval and underwriting; rates, terms, and conditions vary based on creditworthiness, collateral, loan structure, and other factors. Rates are subject to change at any time. This offer cannot be combined with other business lending promotions unless expressly stated.

4) 12-Month Business Certificate — 3.80% APY (BUR-CD26)

12-Month Business Certificate Promotional APY: Promotional 3.80% APY is available for a 12-month Business Certificate opened during the Promotion Period for new business memberships, with a minimum opening deposit of $1,000. Business Certificates must be opened in the Burbank branch (not available online), and promo code BUR-CD26 must be referenced to qualify. Member must be in good standing and not be in breach of any Credit Union policy or agreement.

APY = Annual Percentage Yield. APY is effective as of 04/27/2026 and is subject to change. Fees may reduce earnings. Early withdrawal penalties may apply. Refer to Truth in Savings (TISA) disclosures for additional terms and conditions. At maturity, the certificate may renew according to the Credit Union’s standard certificate terms unless the member provides other instructions.

Offers available April 27, 2026 through June 5, 2026 unless modified, extended, or terminated earlier. Terms/eligibility apply and offers may change or end without notice. Membership eligibility applies. Federally Insured by NCUA. Equal Housing Lender.