Welcome ASBA Members

*New Members/New Account must use a valid “promo/promotional” code at signup/account opening to be eligible to receive the bonus. Offer not available to existing FIGFCU Members. Offer cannot be combined with any other new member offer and is limited to one bonus per account and per Member.

Eligible “Member” must open a qualified bonus account with a minimum qualifying deposit/loan in new money to the Credit Union within 10 days of joining the Credit Union. Bonus will be paid by the 20th day of the following month after qualifying activities are completed. Bonuses will be paid for the following:

There are different ways to qualify for a bonus. A new Member must fully comply with one of the following to qualify:

Checking and Direct Deposit Bonus: In order to qualify for a bonus, the eligible Referred Member must open a FIGFCU Checking (share draft) account within 10 days of joining the Credit Union and post Eligible Direct Deposits into the Checking account during the “Direct Deposit Bonus Period”.

The Direct Deposit Bonus Period begins when the eligible Referred Member opens a new Credit Union Checking (share draft) account and ends 60 calendar days after account opening. The bonus amount will be based on the total amount of Eligible Direct Deposits received during the Direct Deposit Bonus Period.

• $50 Bonus for Eligible Direct Deposits with a cumulative total of $2,000 or more received through at least 2 eligible Direct Deposits, made on different days, during the Direct Deposit Bonus Period.

Once the Direct Deposit Bonus Period has passed, the Credit Union will determine if the eligible Referred Member has met the offer requirements and if the Referred Member qualifies, will thereafter deposit any earned bonus within 45 calendar days. The Referred Member must have an active Membership savings account at the time of the bonus payout. The bonus will be posted to the Membership savings account.

Eligible Direct Deposit means a recurring deposit of regular income to a Member’s FIGFCU Checking (share draft) account, from payroll, pension, or government benefit payments (e.g., Social Security), made by the Member’s employer, payroll, benefits provider, or government agency (“Eligible Direct Deposit”) via the Automated Clearing House (“ACH”) Network.

Deposits that are from check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), bank ACH funds transfers, wire transfers, or are non-recurring in nature (e.g. IRS tax refunds), do not qualify as Eligible Direct Deposits.

OR

Auto Loan Bonus: In order to qualify for a bonus, the eligible Referred Member must apply for a qualified Auto Loan or RV Loan account with a minimum loan balance of $20,000 within 10 days of joining the Credit Union. The eligible Referred Member must remain a Member in good standing for at least 60 days before bonus is paid. After 60-day membership period has passed, FIGFCU will determine if the eligible Referred Member has met the offer requirements, and if the requirements are met will thereafter deposit any bonus earned within 45 calendar days. The Referred Member must have an active Membership savings account at the time of the bonus payout. The bonus will be posted to the Membership savings account.

• $50 bonus for loan account balances totaling $20,000 or more at the time the account is first opened.

OR

Home Equity Loan Bonus: In order to qualify for a bonus, the eligible Referred Member must apply for a qualified Home Equity Loan or Line of Credit (HELOC) account with a minimum loan balance of $50,000 within 10 days of opening the membership.  The Referred Member must take a qualifying advance of at least $50,000 from the HELOC within 60 days of becoming a Member of the Credit Union. The eligible Referred Member must remain a Member in good standing for at least 60 days before bonus is paid. After 60-day membership period has passed, FIGFCU will determine if the eligible Referred Member has met the offer requirements, and if the requirements are met will thereafter deposit any bonus earned within 45 calendar days. The Referred Member must have an active Membership savings account at the time of the bonus payout. The bonus will be posted to the Membership savings account.

• $100 bonus for loan account balances totaling $50,000 – $99,999 at the time the account is first opened; HELOCs must take a qualifying advance of at least $50,000 from the HELOC within first 60 days of membership.
• $250 bonus for loan account balances totaling $100,000 or more at the time the account is first opened; HELOCs must take a qualifying advance of at least $100,000 from the HELOC within first 60 days of membership.

The Promotion is available starting October 01, 2025, until further notice. This Bonus Promotion is subject to change and/or termination at any time without prior notice.

Whether the Referring Member and Referred Member qualify for a Referral Bonus will be in the Credit Union’s sole discretion. The Bonus will be posted to the Membership savings account. “Bonus” is considered interest and will be reported to the IRS.  The above bonuses are not available to FIGFCU’s Board of Directors, Officers, Employees, their immediate family members, and members of their households.