FIGFCU Loan Rates | Save Money With A Low Rate!
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Loan Rates

Lower Rates, Higher Savings


Auto Loans

Standard+
Rate+ 1.74%

RV Loans

Fixed APR+ 3.99%
Variable APR+ N/A


Home Equity Loan

APR* 3.99% Fixed

Home Equity Line of Credit

APR* 3.99% Adjustable

*This Credit Union is federally insured by the National Credit Union Administration.

 

APR*

Share Secured Loan

2.25%
 

APR*

Certificate Secured Loan

Certificate rate plus 1.20%

 

APR*

Signature Loan

Variable APR+ as low as 6.74%
 

APR*

Signature Line of Credit

Variable APR+ as low as 9.49%

Contract Value Loan

Up to 84 months
Fixed
Variable
APR+ 5.74% 4.74%

Flex Loans

180 months
 
APR+ 4.99%

Agency Secured Loan

Up to 84 months
Fixed
Variable
APY+ 5.74% 4.74%

Agency Secured Line of Credit**

N/A
Fixed
Variable
APR+ N/A 5.49%

Crystal Visa

APR* 12.99%-18.00%

Select Visa

APR* 8.99% - 18.00%

Blue Visa

APR* 7.99%

Visa Platinum

APR* 10.99% - 18.00%

Rates shown are our preferred rates based on credit worthiness and a 1.00% for $1,000 monthly Direct Deposit/Folio Direct Deposit going into their FIGFCU Checking Account (either High Yield or CashBack) and Automatic Payment/Folio Deduction discount, if applicable. Rates and terms are subject to credit approval. Other rates and terms are available. Other restrictions may apply.

*APR = Annual Percentage Rate. Rates are subject to change at anytime.

+APR = Annual Percentage Rate. Rates are subject to change at anytime.

APY = Annual Percentage Yield. Yields are subject to change at anytime.

Credit Cards: APR on purchases, balance transfers and cash advances.

Vehicle Loans: Rates shown are our preferred rates based on credit worthiness and a 1.00% Direct Deposit/Folio Direct Deposit going into their FIGFCU Checking Account (either High Yield or CashBack) in the amount of $1,000.00 or more monthly and Automatic Payment/Folio Deduction discount, if applicable, and a 0.25% discount when you purchase through the Car Shopping Service. Financing available up to 130% of the Purchase Price, including tax, license, warranties and negative equity on a trade for qualified borrowers. Please speak with a Loan Representative for complete details and qualifying criteria. Rates and terms are subject to credit approval, are subject to change at any time and without notice. All values are determined by the Credit Union using either the purchase order or Kelly Blue Book. Other rates and terms are available.