Loan Rates

Rates shown are our preferred rates based on credit worthiness and a 0.50% for $1,000 monthly Direct Deposit/Folio Direct Deposit going into their FIGFCU Checking Account (either High Yield or CashBack) and Automatic Payment/Folio Deduction discount, if applicable. Rates and terms are subject to credit approval. Other rates and terms are available. Other restrictions may apply.

*APR = Annual Percentage Rate. Rates are subject to change at anytime.

+APR = Annual Percentage Rate. Rates are subject to change at anytime.

APY = Annual Percentage Yield. Yields are subject to change at anytime.

Credit Cards: APR on purchases, balance transfers and cash advances.

Vehicle Loans: Rates shown are our preferred rates based on credit worthiness and a 0.50% Direct Deposit/Folio Direct Deposit going into their FIGFCU Checking Account (either High Yield or CashBack) in the amount of $1,000.00 or more monthly and Automatic Payment/Folio Deduction discount, if applicable, and a 0.25% discount when you purchase through the Car Shopping Service. Financing available up to 130% of the Purchase Price, including tax, license, warranties and negative equity on a trade for qualified borrowers. Please speak with a Loan Representative for complete details and qualifying criteria. Rates and terms are subject to credit approval, are subject to change at any time and without notice. All values are determined by the Credit Union using either the purchase order or Kelly Blue Book. Other rates and terms are available.