| Auto Loans | ||
|---|---|---|
| Term | Standard+ | Car Shopping Service* |
| 48 months or less | 2.74% | 2.49% |
| 60 months | 3.24% | 2.99% |
| 72 months | 3.74% | 3.49% |
- Rates shown are our preferred rates based on credit worthiness and a 1.00% Direct Deposit/Folio Direct Deposit and Automatic Payment/Folio Deduction discount, if applicable, and a 0.25% discount when you purchase through the Car Shopping Service.
- Financing available up to 130% of the Purchase Price, including tax, license, warranties and negative equity on a trade for qualified borrowers. Please speak with a Loan Representative for complete details and qualifying criteria.
- Rates and terms are subject to credit approval, are subject to change at any time and without notice. All values are determined by the Credit Union using either the purchase order or Kelly Blue Book.
- Other rates and terms are available.
| RV Loans | ||
|---|---|---|
| Term | Fixed APR+ as low as | Variable APR+ as low as |
| 48 months or less | 5.74% | N/A |
| 60 months | 6.24% | N/A |
| 61-72 months | 6.74% | N/A |
| 73-120 months | N/A | 6.99% |
- †Rates shown are our preferred rates based on credit worthiness and 1.00% Direct Deposit discount, if applicable.
- Rates and terms are subject to credit approval. Other rates and terms are available.
- Terms are based on the dollar amount of the loan.
| Home Equity | |
|---|---|
| Product | APR* as low as |
| Home Equity Loan | 5.49% Fixed |
| Home Equity Line of Credit | 4.99% Adjustable |
- Owner Occupied
- Percentage Financed 100% or less
- †Rates shown are our preferred rates based on credit worthiness. Rates and terms are subject to credit approval. Other rates and terms are available.
| Personal Loans | |
|---|---|
| Product | APR* as low as |
| Share Secured Loan | 2.25% |
| Certificate Secured Loan | Certificate rate plus 1.00% |
| Signature Loan | Variable APR+ as low as 8.74% |
| Signature Line of Credit | Variable APR+ as low as 10.49% |
| Commercial Contract Value Loans | |||
|---|---|---|---|
| Product | Term | Fixed APR+ as low as | Variable APR+ as low as |
| Contract Value Loan | Up to 84 months | 6.24% | 5.24% |
- Rates shown are our preferred rates based on credit worthiness.
- Rates and terms are subject to credit approval. Other rates and terms are available.
- †Rate reflects 1.00% discount with Folio Direct Deposit. Other restrictions may apply.
| Agency Secured Loans | |||
|---|---|---|---|
| Product | Term | Fixed APR as low as | Variable APR as low as |
| Agency Secured Loan | Up to 84 months | 6.24% | 5.24% |
| Agency Secured Line of Credit** | N/A | N/A | 5.99% |
- Rates shown are our preferred rates based on credit worthiness.
- Rates and terms are subject to credit approval. Other rates and terms are available.
- **Rate reflects 1.00% discount with Folio Direct Deposit. Other restrictions may apply.
| Flex Loans | ||
|---|---|---|
| Product | Term | APR as low as |
| Flex Loans | 180 months | 5.49% APR |
| Student Loans | |
|---|---|
| Product | Rate+ |
| Student Loans | Rates as low as 4.00% APR |
| Credit Cards | |
|---|---|
| Product | Rate+ |
| Visa Blue | as low as 7.99% |
| Visa Select | 8.99% - 18.00% |
| Visa Platinum | 10.99% - 18.00% |
- No Annual Fee APR+ on purchases, balance transfers† and cash advances
- *APY = Annual Percentage Yield. Yields are subject to change at anytime.
- Fees could reduce the earnings on an account.
- +APR = annual percentage rate. Rates are subject to change at anytime.
