FIGFCU Loan Rates | Save Money With A Low Rate!
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

Loan Rates

Lower Rates, Higher Savings

Rates shown are our preferred as low as rates based on credit worthiness and a 1.00% discount, if applicable. Rates and terms are subject to credit approval. Other rates and terms are available. Other restrictions may apply.

Click here to see Deposit Account Rates


Auto Loans
Standard+
Rate+ 5.49%

RV Loans
Fixed APR+ 8.49%
Variable APR+ N/A

Home Equity Loan
APR* 6.99% Fixed

Home Equity Line of Credit
APR* 7.49% Adjustable

*This Credit Union is federally insured by the National Credit Union Administration.

 

APR*

Share Secured Loan

Share Secured Rate plus 2.00%
 

APR*

Certificate Secured Loan

Certificate rate plus 1.00%
 

APR*

Signature Loan

APR+ as low as 9.99%
 

APR*

Signature Line of Credit

Variable APR+ as low as 11.49%

Contract Value/Agency Secured Loan

Up to 180 months
Fixed
APR+ 6.99%

Agency Secured Line of Credit**

N/A
Fixed
 Variable
APR+ 9.49% N/A

Crystal Visa
APR* 17.24%

Select Visa
APR* 8.99% - 18.00%

Blue Visa
APR* 7.99%

Visa Platinum
APR* 10.99% - 18.00%

Rates shown are our preferred rates based on credit worthiness and a 1.00% discount, if applicable. Rates and terms are subject to credit approval. Other rates and terms are available. Other restrictions may apply.

*APR = Annual Percentage Rate. Rates are subject to change at anytime.

+APR = Annual Percentage Rate. Rates are subject to change at anytime.

APY = Annual Percentage Yield. Yields are subject to change at anytime.

Credit Cards: APR on purchases, balance transfers and cash advances.

Vehicle Loans: Rates shown are our preferred rates based on credit worthiness and a 1.00% Direct Deposit/Agent Net Check/Folio Direct Deposit going into their FIGFCU Checking Account (either High Yield or CashBack) in the amount of $1,000.00 or more monthly and Automatic Payment/Folio Deduction discount, if applicable, and a 0.25% discount when you purchase through the Car Shopping Service. Financing available up to 130% of the Purchase Price, including tax, license, warranties and negative equity on a trade for qualified borrowers. Please speak with a Loan Representative for complete details and qualifying criteria. Rates and terms are subject to credit approval, are subject to change at any time and without notice. All values are determined by the Credit Union using either the purchase order or Kelly Blue Book. Other rates and terms are available.