FIGFCU Agency Staffing Loan | Low-Rates And 90 Day Deferment
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

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Agency Staffing Loan

You Can Afford To Hire New Staff

Make paying for new staff easier. The Agency Staffing Loan is a great way to get your new hire up and producing. And with competitive rates, you and your cash flow will like the affordable monthly payments.

  • Interest rates as low as 12.49%*
  • Terms up to 84 months
  • Borrow up to $100,000
  • Minimum FICO 720 
  • Direct Deposit of your full Agent Net Check required
  • Applicable fees: 
    • Non-refundable loan application fee: $250  
    • Loan closing fee of 1% of the total loan with a maximum of $2,500 
    • UCC lien is required: $50 UCC fee 

Apply Now

Whether new to Farmers or established, we have a loan designed for you. Our business consultants can help you decide which options work best—to get you above the line faster!

For more information, contact your Business Consultant or call us at 800.877.2345.

*The interest rate shown is FIGFCU’s current interest rate, based on credit worthiness and minimum FICO Score. Other interest rates, fees, costs, and terms may be available and may change at any time, without notice, and are subject to credit approval. In order to qualify for this loan, agent must have their full Agent Net Check Direct Deposit going into their FIGFCU Checking Account (either High Yield or CashBack) and Automatic Payment/Folio Deduction for the entirety of the Loan.


This loan is subject to fees, costs, and approval.  The loan is subject to a non-refundable application fee. Approved loans will be charged UCC fees and closing costs. The amount of your closing cost will be dependent upon the amount of your loan. Please contact us to determine how much your particular closing costs will be. As long as the loan is outstanding all folio, commission, bonus, and other payments owed by Farmers Insurance Group of Companies must be remitted through a Credit Union checking account. For individuals who were members before January 1, 2025, please talk to us about possible alternatives to having your entire folio, etc., payments remitted through your Credit Union checking account. Borrower agrees that the application fees must be paid prior to the application being processed. Payment of Loan Application Fees is not a guarantee of credit approval. There are no prepayment fees. 

There is a $500 repricing/loan modification fee for Agency Loans.