FIGFCU Flex Loan | Farmers Agents Get Low Rates & Low Monthly Payments
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

Smiling business woman

Flex Loan

Now There's No Excuse

Call today to learn how much cash you’ll free up to get and stay above the line, with our new Flex Loan—exclusive to Credit Union members only!

You won’t find a similar product anywhere else. It combines rates as low as 7.74%*, AND lower monthly payments, all on terms you control.

To better suit your needs, Flex Loans start out fixed for an initial term of 3, 5, 7 or 10 years, then transition to a variable loan for the remainder of the 15-year term.

Take advantage of the monthly savings to bump up your staff count, make a marketing push or acquire new book of business!

  • Average savings** of $250 a month to put into marketing and staffing

  • Minimum $15,000

  • No pre-payment penalty, unlike most competitors

  • Agency Secured and Acquisition Loan options available, for more ways to grow

Are you a District Manager? Ask your local business consultant to come out and speak with you and your agents. They’d be delighted to answer questions and discuss specific needs.

Apply Now

*APR = annual percentage rate. Rates include discounts for Direct Deposit going into their Farmers Insurance Federal Credit Union Checking Account (either High Yield or CashBack) in the amount of $1,000.00 or more monthly and Automatic Payment/Folio Deduction. Rates are subject to change at anytime.

** Average Savings is based on Agency Acquisition Loan of $50,000 and Contract Value Loan of $37,000 comparing the “standard” loan with the “Flex” loan for an extended period and higher interest rates. Annual Percentage Rates in this example range from 7.74% to 8.24% and loan terms range from 84 months to 180 months. Interest rates and actual payment savings subject to credit approval, and may result in higher total interest being paid. For full terms and conditions contact a loan officer at the Credit Union.  This Credit Union is federally insured by the National Credit Union Administration. This Credit Union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.