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Farmers Insurance Federal Credit Union

Routing Number: 322077795

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Checking With Direct Deposit

Bundle Up For Fantastic Benefits

Enrolling in free Checking with Direct Deposit at your Credit Union gives you much more than a reliable way of getting your paycheck on time and managing your finances. You get a bundle of free benefits that could earn and save you hundreds of extra dollars, including:

  • Super-high checking interest (“#1 In California”, “One of the best in the nation,”— GOBankingRates.com 2017)—earning up to hundreds of dollars a year
  • A big 2.00% loan discount† – on top of already low rates – for auto, home equity and many other loans— saving up to hundreds of dollars a year
  • An extra 0.25% for qualifying Certificate and Money Market accounts on top of our already industry-leading yields
  • Farmers’ employees get paid two full days early**

But only with Checking + Direct Deposit!

Farmers Agents also enjoy special, extra business perks:

  • If Folio posts late, we'll cover checks scheduled to clear during the delay for free, up to your average Folio amount
  • Folio will always be deposited with effective date of 1st so you don't lose any dividends

Sign Up Today!

** Offer valid on $1,000 monthly Direct Deposit Payroll enrollment into a Credit Union share account. This offer may be withdrawn at any time. Only Farmers’ employees qualify for payroll deposit two days early. Subject to employer and/or payer terms and conditions. FIGFCU will generally post Farmers payroll direct deposits on the day they are received, which will be up to two days earlier than the scheduled posting date. Other exceptions may apply.

  • Direct Deposit/Agent Net Check into a FIGFCU Checking Account (either High Yield or CashBack) and Automatic Payment/Folio Deduction to the loan is required.
  • Loan and checking account with DDEP must be under Primary Membership. (Checking/DDEP can NOT be to a joint checking account under a different membership.)  

† 2.00% Rate discount for $1,000 monthly Direct Deposit into a Farmers Insurance Federal Credit Union Checking Account and Automatic Payment/Folio Deduction.