Checking Accounts | FIGFCU | Secure and Convenient Banking
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

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Rewarding Checking Accounts

High Yield Earnings And Cash Back

New Member Bonus*. It’s our way of saying thanks for joining the family. Earn up to a:

  • $250 bonus when you open a Cash Back Checking account and make direct deposits of $5,000 or more a month for three consecutive months.
  • $100 bonus when you open a Cash Back Checking account and make direct deposits of $1,000 to $4,999 a month for three consecutive months. 

Use promo code GCHECK at sign up

Not a member? Not a problem. Everyone can join!

Grab your driver's license and take a picture of the front and back. This will make the application process much smoother (it'll take about 5 minutes). But don't worry, our yields are worth it!

Open Account

Earn and save hundreds year-round with Reward Checking! 

Our Checking really is different here. For starters, you get benefits like:

  • No minimum balance requirements
  • Contactless Visa® Debit Card giving you the convenient option to tap or wave the card to check out
  • Tulee digital banking including remote check deposit
  • Your first box of checks is free**

Get monthly rewards.

Open a High Yield Checking or CashBack Checking and you can qualify for up to $10 a month in ATM surcharge rebates and other great benefits.
Qualifying for these rewards is easy. Each month, just remember to do the following:

  • Make 10+ Visa Debit Card purchase transactions per month
  • Have Direct Deposit of at least $1,000 per month (ACH credit of $1,000+)
  • Receive your statements electronically (via eStatements)

Start earning and saving bigger! 

Open Account

Get a handy $5 bonus credit at the end of each month!*

Learn more about CashBack Checking

Be rewarded with an amazing 5.00% APY earnings rate!*

Learn more about High Yield Checking

*New Member Checking & Direct Deposit Bonus: New Members/New Account must use a valid “promo/promotional” code at signup/account opening to be eligible to receive the bonus. Offer not available to existing FIGFCU Members. Offer cannot be combined with any other new member offer and is limited to one bonus per account and per Member.

Checking & Direct Deposit Bonus: Eligible “New Member” must open a FIGFCU Checking (Share draft) account within 10 days of joining the Credit Union, and posted a qualified ACH Direct Deposit amounting to a minimum of $1,000 (one thousand dollars) per calendar month into the Checking account no later than 40 days after joining the Credit Union. Once the account is open the qualifying ACH Direct Deposit must occur for the next 3 (three) consecutive months before bonus is paid. The amount of the qualifying deposits for the first 4 (four) months after the checking  account is opened will determine the amount of the bonus. The bonus will be paid by the 20th day of the following fourth month. 

  • $100 bonus for newly qualified Direct Deposits totaling $1,000 to $4,999 for the 4 (four) consecutive months from when the checking account is opened, including the month the account was opened. 
     
  • $250 bonus for newly qualified Direct Deposits totaling $5,000 or more for the 4 (four) consecutive months from when the checking account is opened, including the month the account was opened. 

An initial deposit of $20 is required to open any Checking Account.

**The initial box of checks for an account are free (Farmers Insurance Federal Credit Union corporate logo style checks only)

†Visit figfcu.org/cashback-checking and figfcu.org/high-yield-checking for complete disclosures. Rewards, APYs, qualifying dollar amounts for dividends earned, ATM surcharge rebate amounts and eligibility criteria are subject to change at any time. Fees may reduce earnings.