This fall, FIG Credit Union is launching a complete business banking suite designed for insurance agents, small and mid-size businesses, medical and dental practices, and professional services firms. Real commercial-grade banking tools, from a credit union that has been helping businesses for more than 90 years.
Treasury tools built for how your business runs.
You don't need another institution that treats your business like a transaction. You need one that already gets how you operate and gives you the tools to prove it. Bring your business banking needs over for:
- Competitive transaction fees.
- More accessible balance requirements to waive monthly service charges
- Treasury tools most credit unions can't offer, including sweep services, zero balance accounts, Positive Pay, ACH, payroll
- Analyzed Business Checking with an earnings credit rate (ECR) – a standard benefit at commercial banks, rare at credit unions, that lets your balances offset your fees
- A team that knows the insurance industry
- A lending relationship that works alongside your banking relationship, not separate from it
The right account for where your business is today and where it's growing.
- Basic Business Checking: Made for solo practitioners, startups, under 250 transactions per month.
- Advanced Business Checking: Best for growing businesses, 250-500 transactions per month.
- Analyzed Business Checking: Created for established businesses with complex treasury needs.
Put your idle cash to work.
- Business Savings: Best for liquid reserve, separate from operating account. Emergency funds, tax reserves, E&O premiums.
- Business Money Market: Tiered rates. Check writing. Sweep integration available.
- Business Flex Certificate: Terms 3-60 months. Can be pledged as loan collateral.
- Business 12-Month Certificate: Promotional rate, fixed 12-month term.
Business debit and credit cards are fully integrated into your FIG Credit Union app, making it easy to view transactions, manage controls, freeze cards, and redeem rewards without ever leaving the app.
Built for businesses like yours.
- Farmers Insurance Agents, both captive and independent
- Allstate Agents and other insurance carriers
- Small to mid-size businesses
- Medical, dental, and veterinary practices
- Professional services firms, including accounting, engineering, consulting, and real estate
Not a business member yet? Now’s the time.
If you're currently running your business through a FIG Credit Union personal account, this is the moment to bring your business banking here too. Get your business membership set up before launch, and you will be ready to use every new tool the day it arrives.
Here's exactly what you will need to get started.
Before you open your business membership, review our full documentation checklist—every item you will need, gathered in one place. Click below to open it now.
Business Banking Membership Documentation List
Membership eligibility required. Terms and conditions apply. See fee schedule and account disclosures for details. Equal Housing Lender. For business purposes only. Not available for personal, family, or household use. Membership required. Subject to credit approval. Competitive fixed rates and terms are available to qualified borrowers. Minimum credit score, underwriting, collateral, and program requirements apply. No prepayment penalties. Application, closing, UCC, and additional fees may apply and will be disclosed prior to closing. Payment of application fees is not a guarantee of credit approval. This is not a commitment to lend. APR = Annual Percentage Rate. Federally insured by NCUA.