Every business plans differently. Some know exactly when they'll need funds again. Others want the flexibility to choose a timeline that matches a specific goal, a season, a project, a purchase down the road. That's why we offer two certificate options: the Business 12-Month Certificate, with a fixed rate locked in for a full year, and Business Promotional Certificates, with term options from 3 to 60 months. Compare both below to find the right fit for your plans.
| Business 12-Month Certificate | Business Promotional Certificates |
|---|---|
| 4.00% APY* | 3 – 12 months: Earn 3.80% APY* 24 months: Earn 3.50% APY* 36 – 60 months: Earn 2.75% APY* |
| 12-month term | 3-, 6-, 9-, 12-, 24-, 36-, 48-, and 60-month terms |
| $1,000 minimum to open Certificate | $1,000 minimum to open Certificate |
Click below to contact us, or call 866.755.0628 to speak with a member of our business banking team.
Membership eligibility required. An active FIG Credit Union business membership with a $5 minimum deposit to establish and maintain membership is required.
*Minimum opening deposit is $1,000. Annual Percentage Yields (APYs) are accurate as of September 22, 2026, and are subject to change until the certificate is opened. Once opened, the dividend rate and APY are fixed for the certificate term. An early withdrawal penalty may apply and may reduce earnings. At maturity, the certificate will automatically renew for the same term at the dividend rate and APY then in effect unless otherwise instructed during the applicable grace period. See the applicable account agreement for complete terms, renewal provisions, and early withdrawal penalties. Federally insured by NCUA.