All Payment Types Accepted
Every customer can pay their way.
Real Numbers, Every Day
Know how your business is really doing as it happens.
One System, Everywhere
Run things from anywhere, anytime.
You started your business because you're good at what you do. You deserve tools that keep up with you, not tools you have to keep up with. Merchant Services powered by Clover offers flexible point-of-sale tools that let you accept payments, manage operations, and serve customers your way, wherever business happens. Clover is built by Fiserv, the payment technology company behind billions of transactions every year.
With Clover, you get:
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Payments that keep up with your customers: Accept chip cards, Apple Pay®, and Samsung Pay®, so every checkout is fast and every customer can pay their way.
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Protection that never clocks out: Clover-provided security keeps your business and your reputation covered, so that you can focus on the work, not the risk.
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One place to manage your administration: Manage scheduling, staff, and payroll in one place, so your team spends less time on admin and more time with customers.
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Sales insights that tell you where you stand: Know how your business is performing and how you compare in your market, so numbers back your next move, not guesswork.
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One system, wherever business happens: Manage everything online or in person, from a single place, whether you're on-site or on the go.
Clover Point-of-Sale (POS) Systems
In addition to hundreds of business management applications and built-in reporting capabilities, Clover point-of-sale solutions include:
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Clover Go: All-in-one contactless, chip and swipe card reader that wirelessly pairs with a mobile device.
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Clover Compact: Get started with a simple counter-based payment terminal that fits all your payment processing needs.
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Clover Flex and Flex Pocket: Take payments tableside, in-line, on the floor, or off premises with this handheld portable POS. Includes: built-in receipt printer, camera, and QR scanner in a single device. The Flex Pocket delivers the same Flex functionality in a lighter, more portable form, making it even easier to carry and provide tableside service (receipt printer not included).
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Clover Mini: Compact, countertop system with full-scale POS functionality that can connect to a cash drawer.
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Clover Station Solo: All-in-one countertop POS and business management system with one merchant-facing screen and a receipt printer that enables you to run your business efficiently.
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Clover Station Duo: A fast and powerful all-in-one countertop POS and business management system with a second screen that lets customers initiate payment and view the transaction.
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Clover Kiosk: Provides seamless transactions at the customer’s fingertips while freeing up quick service and fast casual restaurant staff.
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Clover Kitchen Display System: A durable, restaurant-grade kitchen display system purpose-built to keep your whole restaurant in sync.
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Virtual Terminal: Run your business from your laptop, phone, or tablet.
Clover FAQs
Clover is an all-in-one point-of-sale and business management system that lets you accept payments, manage staff, track sales, and run reports—all from one place. We’ve partnered with Clover to bring this technology to our business members to help them run their businesses more efficiently.
It depends on how you accept payments. Are you mostly at a counter or front desk, doing on-site visits, curbside, off premises? Reach out to your business banking relationship manager who will help you figure it out. Or call 866.755.0628 to get started.
Clover supports a wide array of payment options to cater to diverse customer preferences, which include:
- Credit and debit cards: Accept most major credit and debit cards, such as Visa®, Mastercard®, American Express®, and Discover®.
- Mobile payments: Enable popular mobile wallet options, such as Apple Pay® and Google Wallet™, for quick, contactless transactions.
- EMV chip cards: Help safeguard transactions with chip card technology, reducing the risk of fraud.
- Contactless payments: Allow customers to pay by simply tapping their cards or waving devices over the terminal.
- Gift cards: Process and redeem gift cards easily, enhancing customer engagement and loyalty.
- Cash transactions: Take traditional cash payments, too.
Clover provides payment-security tools and fraud-management features designed to help protect card transactions. Security features, fraud monitoring, and liability protections are subject to Clover’s merchant processing agreement, network rules, and applicable service terms.
Yes. As a nationwide business banking partner, we support Clover's ability to manage multiple locations, staff, and reporting from a single dashboard, so you don't have to juggle separate systems for each site.
Yes. Clover includes reporting tools that can help you track sales performance and business trends, subject to the reporting features available in your selected Clover plan.
No. Clover integrates with your FIG Credit Union business account, so your payments and banking work together in one place.
Our team is here to help. Call or email your business banking relationship manager directly or contact our business banking support specialists at 866.755.0628, or via our digital banking platform. We’re here to help you troubleshoot or make changes to your setup.
It happens in seconds, but a lot goes on behind the scenes to get you paid. Here's how it works:
- Transmission: When a customer makes a purchase, their payment details are encrypted and transmitted to the payment processor, which sends them to the card network.
- Authorization: The customer's card-issuing bank verifies the customer's information and checks if they have sufficient funds or available credit to complete the transaction.
- Notification: The customer's bank sends a notification back to the processor and the merchant informing them if the transaction is approved or declined.
- Completion: If approved, the merchant completes the transaction by issuing a receipt. For e-commerce orders, the customer receives a receipt and order confirmation.
- Settlement: The processor's acquiring bank collects the funds from the customer's card-issuing bank. Those funds are then deposited into the merchant's bank account, less fees, within 1–3 business days depending on the card network involved.
Membership eligibility required. Clover® point-of-sale and merchant processing products and services are provided by Clover Network, LLC and/or its applicable service providers and are not products or services of FIG Credit Union. Use of Clover requires a separate Merchant Processing Agreement. Pricing, equipment costs, processing fees, eligibility, terms, and service availability are determined by Clover and/or its applicable service providers and are subject to change. FIG Credit Union may receive compensation for referring members to Clover.
Clover Capital, where available, is an advance of funds based on future sales and is not a loan or extension of credit by FIG Credit Union. Clover Capital eligibility, funding, repayment terms, and other conditions are determined by the applicable Clover Capital provider.
Information submitted through Clover products or services is subject to Clover's applicable terms and privacy practices. Please review the applicable Clover agreements, terms, and privacy policy before enrolling.
© 2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Apple Pay® is a registered trademark of Apple Inc. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Google Wallet™ is a trademark of Google LLC. All other trademarks, service marks, and trade names are the property of their respective owners.