Earn Up To 3.80% APY*
Competitive rates at every term.
You Choose The Term
Terms from 3-60 months to match your needs.
Low Minimum To Open
Just $1,000 minimum deposit. No maximum amount.
Not every business runs on a 12-month clock. A Business Flex Certificate gives you terms from 3-60 months, to match what you're planning for—whether that's a few months out or years ahead. You still get a fixed yield and the security of a certificate; you just get to decide the term on your own timeline, not ours.
|
$1,000 minimum to open Certificate |
|
|---|---|
| 3 – 12 months | Earn 3.80% APY* |
| 24 months: | Earn 3.50% APY* |
| 36 – 60 months: | Earn 2.75% APY* |
Business Flex Certificate details:
- Term options to choose from: 3, 6, 9, 12, 18, 24, 36, 48, or 60 months.
- $1,000 minimum to open and earn APY; offer applies to new funds not currently on deposit with the Credit Union.
- Limited-time offer: Promotion may end without notice.
- At maturity, the Business Flex Certificate will automatically renew into a new Business Flex Certificate of the same term at the Business Flex Certificate rate in effect on the maturity date.
Click below to contact us, or call 866.755.0628 to speak with a member of our business banking team.
*Membership eligibility required. $1,000 minimum opening deposit in new money not currently on deposit with FIG Credit Union is required. Annual Percentage Yields (APYs) are accurate as of September 22, 2026, and are subject to change until the certificate is opened. APYs vary by term: 3–12 months, 3.80%; 24 months, 3.50%; and 36–60 months, 2.75%. Once opened, the dividend rate and APY are fixed for the certificate term. Dividends are compounded monthly and credited at maturity. No additional deposits are permitted during the term. An early withdrawal penalty may apply and may reduce earnings. At maturity, the certificate will automatically renew for the same term at the Business Flex Certificate dividend rate and APY then in effect unless otherwise instructed during the applicable grace period. See the applicable account agreement for complete terms, renewal provisions, and early withdrawal penalties. Federally insured by NCUA.


