Earn 4.00% APY*
Locked-in income for the full term.
Fixed For 12 Months
Your rate stays put, so you can plan around it.
Low Minimum To Open
Just $1,000 minimum deposit. No maximum amount.
Sometimes the right move is the simple one. With the Business 12-Month Certificate, your business locks in one rate for 12 months, so you know exactly what your reserve funds are earning. No tracking the market. No second-guessing your forecast. One term. One rate.
Click below to contact us, or call 866.755.0628 to speak with a member of our business banking team.
*Membership eligibility required. $1,000 minimum opening deposit in new money not currently on deposit with FIG Credit Union is required. Annual Percentage Yield (APY) is 4.00% as of September 22, 2026, and is subject to change until the certificate is opened. Once opened, the dividend rate and APY are fixed for the 12-month term. Dividends are compounded monthly and credited at maturity. No additional deposits are permitted during the term. An early withdrawal penalty may apply and may reduce earnings. At maturity, the certificate will automatically renew for a new 12-month term at the dividend rate and APY then in effect unless otherwise instructed during the applicable grace period. See the applicable account agreement for complete terms, renewal provisions, and early withdrawal penalties. Federally insured by NCUA.