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Fleet and Business Vehicle Loans

Financing To Keep Your Business Moving

From 1 Car To 100

Financing for however many vehicles you need.

Preserve Your Capital

Free up cash instead of tying it up in vehicles.

Get A Discount

Ask about a 1.00% rate reduction.

Whether it's a single vehicle or a full fleet of delivery and service trucks, your business runs on wheels. Every day without the right vehicle means missed appointments, delayed deliveries, or lost revenue. Fleet and Business Vehicle Loans give you the financing to get moving, without tying up capital you need elsewhere. Whether you're adding your first vehicle or scaling up a fleet, we'll help you find financing that keeps your business and your team on the road. 

Fleet & Business Vehicle Loans 

Finance vans, trucks, or a full fleet without tying up cash you need for growth. 

  • Rates as low as 4.99% APR are available to qualifying borrowers who meet Direct Deposit and Auto Pay requirements; otherwise rates are as low as 5.99% APR. APRs and terms are subject to credit approval and may vary based on creditworthiness, collateral, loan amount, term, and other underwriting factors. 
  • Same rates for new and used autos 
  • Cars 
  • Vans 
  • Trucks 
  • Semitrailers 

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Personal auto loans that make your heart go vroom. 

Need a vehicle for something other than business? A dream car, truck, or something for the weekend getaway? We offer competitive rates on personal vehicle loans too, with the same APR for qualified buyers whether you're buying new, buying used, or refinancing. To help you manage your budget, we offer financing for up to 96 months (requires a minimum loan of $50,000)*. For example, on a $50,000 loan for 96 months at 6.49% APR, your estimated monthly payment would be $670 with discounts for Direct Deposit and Auto Pay. We also finance RVs, motorcycles, boats, and personal watercraft. Get pre-approved.

Click below to contact us, or call 866.755.0628 to speak with a member of our business banking team. 
 

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Fleet and Business Vehicle Loans FAQs

A fleet or business vehicle loan is financing for any vehicles you use for business—whether that's one van, a handful of trucks, or a growing fleet. It's not just for large operations; if vehicles keep your business moving, this is built for you.

There's no minimum fleet size. Whether you're financing your first work truck or your tenth, we look at your business, not just the number of vehicles you wish to finance.

Yes, you can finance new or used vans, trucks, and trailers. If a vehicle is essential to how you operate your business, it's eligible.

We move quickly, because we know a stalled vehicle purchase can impact your business. Some applicants may receive an initial response shortly after submitting an inquiry, and a member of our business banking team will follow up within 72 hours. Timing is not guaranteed and may vary based on application completeness, verification, underwriting review, collateral review, and other approval requirements. We'll keep you in the loop the whole way.


*For business purposes only. Not available for personal, family, or household purposes. Membership eligibility and credit approval required. An active FIG Credit Union business membership with a $5 minimum deposit required to establish and maintain membership. 

Fleet and Business Vehicle Loans are subject to applicable underwriting, creditworthiness, collateral, and program requirements. Rates are as low as 4.99% APR for qualifying borrowers who meet applicable Direct Deposit and Auto Pay requirements; otherwise, rates are as low as 5.99% APR. Rates and terms are subject to change. Actual rates and terms depend on creditworthiness, loan term, vehicle, collateral, and other applicable underwriting criteria. 

Financing is available for eligible new and used business vehicles, including cars, vans, trucks, and semitrailers. Vehicle eligibility, valuation, loan-to-value limits, and maximum financing amounts are subject to FIG Credit Union underwriting requirements. Additional fees may apply. This is not a commitment to lend.