Not every dollar your business holds needs to work the same way. Some need to sit safely aside, ready when you need them. Others need to grow while you plan for taxes, payroll, or a purchase you know is coming. That's why we offer both Business Membership Savings and a Business Money Market account. Whether you're building a simple reserve or managing funds with more intention, we have an account built for the job each dollar needs to do.
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Business Membership Savings Earn 0.05% APY* |
Business Money Market Earn up to 2.30% APY* |
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A simple liquidity buffer that separates excess cash from your daily operations. When revenue dips or unexpected costs hit, your emergency reserve is ready to use—two or three months of operating expenses, safe, separate, and easy to access the moment your business needs it. Just the peace of mind that comes from knowing your business can absorb change without missing a beat. |
Built for cash that your business wants working harder while still staying accessible. Set aside funds for a quarterly tax payment, a planned equipment purchase, or a seasonal buildup before a large payroll cycle. Tiered rates reward you for keeping larger, more purposeful balances, and check writing access means the money can move quickly when needed, without requiring a transfer back to checking first. |
Click below to contact us, or call 866.755.0628 to speak with a member of our business banking team.
*Membership eligibility and account approval required. An active FIG Credit Union business membership with a $5 minimum deposit required to establish and maintain membership, is required. APY = Annual Percentage Yield. Advertised APY is accurate as of September 22, 2026. APY is variable and may change after account opening. Minimum balance and tier requirements may apply. Fees may reduce earnings. See the applicable account disclosures and fee schedule for complete terms. Federally insured by NCUA.