Up to $1,500 Bonus with Business Checking
Open business checking with new money by December 31, 2026. Qualifying activities apply.¹
Checking That Grows With You
Choose Basic, Advanced or Analyzed to fit where your business is today.
New Digital Banking
Pay, deposit and manage your team’s access from your desktop or phone.
Checking That Works as Hard as You Do.
Get up to $1,500 when you open business checking with new money.¹
|
Earn |
Deposit new money (money within 30 days of opening) | Keep as your minimum average daily balance (days 31 to 90) |
|---|---|---|
$400 |
$5,000 to $14,999 | $5,000 |
$750 |
$15,000 to $49,999 | $15,000 |
$1,000 |
$50,000 to $99,999 | $50,000 |
$1,500 |
$100,000 or more | $100,000 |
Additionally within 90 days of account opening, complete five qualifying transactions (debit card purchases, ACH, wires, bill pay, and desktop or mobile deposits) and enroll in digital banking and eStatements. Electronic delivery requires your consent; paper statements remain available. Promotion applies to Basic, Advanced, and Analyzed Business Checking.
New Business Checking Accounts
| Business Checking Account Options | Monthly fee | Fee waived with | Transactions included |
|---|---|---|---|
| Basic | $10 | $5,000 average daily balance | 250 a month, then $0.20 each |
| Advanced | $30 | $15,000 average daily balance | 500 a month, then $0.20 each |
| Analyzed | $50 | Offset by earnings credit rate on balances | $0.15 per ACH item, check deposit $0.15, check paid $0.10 |
A business banking relationship manager can help you pick the account that fits your business.
Limit one promotional incentive per Tax Identification Number (TIN). See the Business Account Fee Schedule for the full terms, conditions, and fees.
*Offset by earnings credit rate (ECR) on balances. ECR is not interest, does not increase the account balance, and is not paid to the Member. ECR offsets eligible account service charges and fees only.
New digital business banking that fits the way you already work.
You’ve got a business to run. Our new digital banking puts payments, deposits, fraud controls and your team’s access in one place.
| Capability | What it does |
|---|---|
| Manage Fraud with Positive Pay | Matches every check and ACH to your issue file, and sends exceptions to you for a pay-or-return decision. |
| ACH and wires | Templates, scheduled wires and approval controls. |
| Desktop and mobile deposit | Deposit checks from your desk or your phone. |
| Team permissions | Role-based access, transaction limits and approvals. |
| Cash flow dashboards | See exactly where your money stands. |
| QuickBooks download | Send transactions straight to QuickBooks or Quicken. |
Features subject to enrollment and approval.
Supporting business owners for 90 years.
For 90 years, FIG Credit Union has supported business owners. You already own your Business. At FIG Credit Union, you own your bank too
Already a member?
You already know us, and we’d like to keep growing with you. Log in to our digital banking platform to open a business account, or call your business banking relationship manager.
For help with an existing account, call 800.877.2345 or your business banking relationship manager.
¹ Business Checking Incentive Program Disclosure
Offer. FIG Credit Union is offering a cash bonus of up to $1,500 to eligible business members who open a new business checking account between September 22, 2026 and December 31, 2026, and satisfy the deposit, maintenance, and activity requirements described below (the “Program”). The bonus amount is based on the tier reached, as follows: a deposit of $5,000–$14,999 qualifies for a $400 bonus (Tier 1); a deposit of $15,000–$49,999 qualifies for a $750 bonus (Tier 2); a deposit of $50,000–$99,999 qualifies for a $1,000 bonus (Tier 3); and a deposit of $100,000 or more qualifies for a $1,500 bonus (Tier 4).
Deposit requirement. To qualify for a given tier, the business must deposit the applicable minimum amount into the new business checking account within 30 days of account opening (the “Deposit Period”). Deposits may be made in increments during the Deposit Period if needed to reach the applicable threshold, provided each increment independently qualifies as new money. “New money” means funds not currently on deposit with FIG Credit Union. Transfers or reallocation of funds from existing FIG Credit Union accounts do not qualify. The Credit Union may review account activity during the 90 days preceding the deposit to determine whether funds were previously held at the Credit Union and subsequently withdrawn or transferred for the purpose of qualifying for the Program.
Maintenance requirement. The business must maintain the required minimum average daily balance for its tier in the account from day 31 through day 90 after account opening (the “Maintenance Period”).
Activity requirement. The business must complete any combination of five (5) qualifying transactions that post to the account within 90 days of account opening. Qualifying transactions include debit card purchases, ACH debits/credits, incoming and outgoing wires, bill pay, remote deposit capture (RDC) desktop deposits, and mobile deposits.
Additional requirements. The business must enroll in online banking and in e-statements, each within 90 days of account opening.
Bonus payout. Bonuses are paid up to 45 days after the end of the 90-day qualification period to businesses that have satisfied all Program requirements. Bonuses are deposited to the business member’s Business Membership Savings account.
Bonus eligibility limit. Limit one promotional incentive per Tax Identification Number (TIN).
Tax reporting. Bonuses paid under this Program are subject to applicable IRS tax reporting requirements. The Credit Union will report bonus payments to the extent required by law.
General Terms. The Credit Union reserves the right to modify, suspend, or discontinue this Program at any time; however, any such change will not adversely affect the eligibility of a business that opened an eligible account during the Promotion Period before the effective date of the change and otherwise satisfies the applicable Program requirements. Accounts that are closed or not in good standing before all Program requirements are satisfied are not eligible for a bonus.
Federally insured by NCUA. Membership eligibility required.
Farmers Insurance Federal Credit Union, doing business as FIG Credit Union. Federally insured by NCUA.