Routing Number: 322077795

New Lucky Savings. Now 5 Chances To Win Each Month!

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When it comes to helping you build wealth and save for an awesome future, we leave nothing to chance, which is why we're excited to introduce our new Lucky Savings account!

May 2020, Winners!

Thomas R.

Jeffery S.

Gabriel J.

Ruth R.

Susan L.

For every $25 invested per month — while your money grows with healthy interest — you get 1 entry into the monthly drawing. The more you deposit, the better your chances! Maximum 10 entries a month.

  • $1,000 given away each month (5 winners x $200)
  • 1 entry to monthly drawing for every $25 deposited/month — max 10 entries a month
  • No debit card or checks issued, we want you to be successful with your savings
  • Maximum of 2 withdrawals per calendar year ($20 fee each additional withdrawal)
  • Not available in all states — see disclosures for details

Visit your branch, call 800.877.2345, or click below for full details and application.

Good luck!

Lucky Savings is an interest earning prize-linked savings account that offers the chance to win a monthly monetary bonus in addition to earning regular interest at the standard Membership Savings rate when funded via recurring ACH deposit or other qualifying external funds. One entry will be given to each qualifying Lucky Savings account for every increment of $25 deposited during the drawing period ($50 total deposit receives two entries, $75 total deposit receives three entries, etc). A maximum of 10 entries per account allowed per month. Members with multiple accounts may receive entries for each account held. Winners will be drawn at random within three business days of the close of the drawing period. Five winners will be randomly selected from amongst a pool of eligible accounts to receive a one-time $200 (two hundred dollars) bonus. Winners will be notified via phone and email (where available) by the fifth business day after the drawing period. The bonus will be applied to the winning account’s Tax Reported Owner’s primary membership savings account within 10 business days of drawing. Once a bonus is applied to the winning member’s primary savings account a management hold will be placed on the winning Lucky Savings account’s balance at the time of the drawing. This hold will remain in effect for a period not to exceed 12 months. Should the winning member wish to close their Lucky Savings account during this hold period the $200 (two hundred dollars) bonus will be forfeited and will be deducted from the balance paid on the Lucky Savings account. The drawing period is defined as one calendar month. Farmers Insurance Federal Credit Union reserves the right to publish the winning member’s first name, last initial, and state of residency on its website (, social media channels, and marketing materials including but not restricted to email, direct mail, brochures, and annual report. Employees and family members are not eligible to win the bonus. Eligibility subject to: the winning Lucky Savings account must have a person listed as the Tax Reported Owner (TRO) – those accounts with an Organization as the TRO are not eligible to win, TRO member must be at least 18 years old at the start of the drawing period, TRO member’s primary address must reflect residency in a participating state (AL, AZ, AR, CA, CT, DE, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NE, NJ, NY, NC, OR, RI, SC, TX, VA, WA, WI), the Lucky Savings and the primary membership savings account must maintain an active status throughout the duration of the drawing period, the primary membership savings must have an active status at the time of the bonus posting, the Lucky Savings account must have received a minimum of $25 in aggregate deposits during the drawing period, TRO member may not have previously won the Lucky Savings bonus within the previous 12 months. Dividends are calculated by applying a periodic rate to the Average Daily Balance in the account for the Dividend period. Interest earned will be credited to the account at the end of the statement period. This account is limited to two withdrawals per calendar year, each withdrawal in excess of this amount will incur a $20 excessive withdrawal fee that must be paid at the time of the withdrawal. This account does not qualify for withdrawal access via debit or check and does not support transactions originating via VRU, online banking, mobile banking, or ATMs. Withdrawals can be made in person at a Credit Union branch or by calling us at 800.877.2345. This account does not qualify for overdraft protection. TRO account holder must be a member with a regular share account who is in good standing. Current interest rates and the annual percentage yield may be found at the Credit Union’s website, may be verified at a Credit Union Branch or by calling 800.877.2345. Interest rates earned and qualifying dollar amounts for interest earned are subject to change at any time. APRs and eligibility criteria are subject to change at any time. Bonus is considered interest and will be reported to the IRS.

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National Credit Union Administration

This Credit Union is federally insured by the National Credit Union Administration. This Credit Union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.877.2345 for assistance.

© 2020 Farmers Insurance Group Federal Credit Union.

All rights reserved.

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