3-Month Certificate 3.66% (members)
Skip to main content

3-Month Certificate 3.66% APY

Limited Time!

Inflation biting but don’t want to tie up your cash for too long for a top rate? Here’s one more awesome way we’ve got your back. But not for long!

Supersize your earnings today. Our limited-time, industry-leading jumbo 3-Month Certificate pays out a whopping 3.66% APY.

  • Minimum investment $1,000
  • Funds not previously on deposit with the Credit Union
  • Also available as IRA   
Invest    Earn     
$10,000 $90
$40,000 $361
$80,000 $722
$160,000 $1,444

But don’t just take our word for it, see how our rate compares to other financial institutions. The numbers speak for themselves.

Compare Our 3-Month Jumbo Certificate Rate

FIGFCU 3.66%
Chase (Austin, TX) 2.25%
Citibank (Austin, TX) 0.05%
Fifth Third (Aurora, IL) 0.01%
Wells Fargo (Los Angeles, CA) 0.11%

This is just one more way we have your back. But remember: this offer is open for a limited time. So don’t wait!

Tell Others, Get Cash!

Know a non-member who could benefit from our special benefits, like our Limited Time 3-Month Certificate? Friends, family, coworkers, employees and clients all welcome.

Refer them for a Credit Union membership and get $50** for each successful referral. Plus add $20 if they also open Checking & Direct Deposit. No limit to referrals or cash. Refer here.

APY = Annual Percentage Yield. APY is the annualized rate based on a compounding period of one year. When the deposited money earns dividends and the accumulated dividends starts earning dividends as well, we are talking about compounding. Fees could reduce the earnings on an account. All rates except certificate rates are subject to change retroactively to the beginning of the month.

Limited Time Offer 3-Month Certificate / Rates are subject to change without notice. This is a promotional rate of 3.66% APY. Bonus Rate may not be combined with any other rate increase. Annual Percentage Yield (APY) is calculated on a 3.60% base rate, $1,000 minimum balance, regular share certificate requirement on a 365 day basis. IRA share certificates qualify for this promotion. Deposit must be new funds to the Credit Union and may not be transferred or withdrawn and deposited back into the Credit Union from any existing Credit Union account. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional certificate will automatically roll over to a regular 3-Month term certificate at maturity. Federal regulations require dividends be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions *APY = Annual Percentage Yield. Yields are subject to change at anytime. Fees could reduce the earnings on an account.

Referral Bonus: For full disclosuresvisit https://figfcu.org/referrals. Newly referred members must meet field of membership eligibility requirements. Referral Bonus: Before bonus is paid to the “Referring Member”, the “ReferredMember”must remain a member in good standing for 60 days and (within 10 days of account opening) have at least one additional account, if prospect only opens a Membership Savings, it must have a minimum balance of $250. “Referring Member” must have an active account and be in good standing at the time of the bonus payout; bonus will be posted to the primary savings account. “Bonus”is considered interest and will be reported to the IRS.